Brajesh Mohan - RBI, SEBI, NABARD

02 June 2023 06:17

Last day, I was making list of possible descriptive questions from different chapters of FM for RBI Grade B.

I was surprised to see the number of possible Questions that could be formed from new topics.

With new topics in finance and already the inclusion of ethics and corporate governance in Management, FM has become more difficult/Tedious/Dynamic than it previously was.

Now at the place of Fintech, they have given Digital Payments in India, which will include many topics, including the latest and old. The same applies to other topics they have included Financial Risk Management, Financial Ratios etc, Global Financial System and international banking, Recent developments in Global Financial system and its impact on Indian Financial system. All these Topics are based on dynamic updates.

My suggestions would be to not take FM for granted by just looking at the marks of the previous year; I feel this year it will be this subject that will be the deciding factor for final selection.

Also in the first year of Change, they may not dig much into details but you should have basic ideas about all the new topics, there would be questions in Objective and Descriptive.

#mentorship

Brajesh Mohan - RBI, SEBI, NABARD

01 June 2023 08:31

We have now 9000 dreams to take care

Brajesh Mohan - RBI, SEBI, NABARD

31 May 2023 07:13

Download All the Weekly Newspaper Summary PDF from Following Link.

You can save it for future Refrence, All the future PDFs will be available in the same article.

https://www.affairstap.com/p/weekly-newspaper-summary-pdf-rbi-ibps.html

Brajesh Mohan - RBI, SEBI, NABARD

30 May 2023 12:19

RBI Annual Report 2022-23: India’s growth momentum likely to sustain in FY24, says central bank
https://www.livemint.com/economy/rbi-annual-report-2022-23-india-s-growth-momentum-likely-to-sustain-in-fy24-says-central-bank-11685427177181.html

Brajesh Mohan - RBI, SEBI, NABARD

30 May 2023 07:05

Three is one Common Question which I'm asked many times and it frustrates me every time someone ask it but I can understand their feeling, due to lack of time they ask such questions, so what's the Question?

I'm reading your PIB or I'm reading this XYZ source, will it be sufficient?

My response is, have you seen the previous year paper or have you analysed it? The RBI asks such a diverse range of questions Starting from Current, Facts, Static, Programs, Reports etc. etc., In such scenario, how do you think any particular source would be sufficient.

Even if it would be sufficient, scoring marks will also depends upon other things like how much revision you have done? What kind of and how many questions you have practiced? Was the practice questions based on latest trend? How did you managed time in exam - were you able to read all the questions? How did you handle real exam pressure? and so on....

Current Affairs and English have been one of my strong hold ever since I started preparing for competitive exams and I used to score good marks before 2019 but from 2020 onwards things have changed and IBPS has started asking different set of questions, which Is hard nut to Crack, not only for me but for many others (You can say almost everyone).

My Suggestions:-

- Cut off in Prelim has been low based on the difficulty level so, you shouldn't worry much and rather have diverse approach means, getting some scores (above sectional) in each subject rather than relying on one particular subject.

- Focus on your strengths and also revise things as much as possible, rather than trying to do everything, analyze the weightage of different parts and accordingly make plan.

- Stick to the sources for different segments such as PIB for Programs and Polices - Newspaper Summary - One Current Affairs Magazine.

- Practice and analyze your performance. Practice like real exam means reading fast and trying to cover 80 questions in 25 min.

✅ READ - REVISE - PERFORM ✅

Thank You for reading....... I hope these things help you in better planning.

#mentorship

Brajesh Mohan - RBI, SEBI, NABARD

29 May 2023 12:00

Everyone has some days, when they feel demotivated or listless.

On days like this, you might feel tired, irritable, or just unable to stir your usual interest in the things you typically enjoy.

But whatever you do on days like these and how you motive yourself to get up one more time and work for your dream, ultimately matters.

Because you may think it's just a day, but no it has broken the consistency that you may had maintained from may be last 10 days or 15 Days.

Remember, “Realization of Dream begins at the end of your comfort zone.”

#motivation

Brajesh Mohan - RBI, SEBI, NABARD

29 May 2023 06:09

Based on these Information of October - 2022 - There was a Question in UPSC on Similar Trend.

A Customs 'ONE' will be set up to provide import-export clearance within one hour of arrival at entry points and customs ports to facilitate trade.

These are among the commerce and industry ministry's several India's hundredth year of independence year goals.

The focus sectors are pharmaceuticals, gems & jewellery, marine & agriculture, textiles & leather, engineering goods, electronics & telecom products, and chemicals.

The roadmap also includes branding India as a supplier of high-value and high-growth products, enhancing the participation of MSMEs in trade, and attaining a 10% share in niche products called "creative economy".

Brajesh Mohan - RBI, SEBI, NABARD

28 May 2023 12:19

Q.29 UPSC CSE Prelim Set: A.

To many of you, this question will look like another multiple-statement-based question, but in actuality, it's not.

Just look at the option and see what they did: instead of giving only 1 and 2 or only 1, 3, and 4 like that, they have numbers that mean how many of the above.

So what? Many people use elimination in these types of questions, and accordingly, with limited information, you can solve many such questions. But with this change in option, the elimination will not work all the time, and you will have to have sufficient information before marking your answer.

Elimination technique now itself eliminated by UPSC

Brajesh Mohan - RBI, SEBI, NABARD

28 May 2023 09:33

UPSC CSE 2023 PRELIMS GS PAPER 1 | SET-C | [HINDI+ENG]
EXAM DATE : 28.05.2023

Brajesh Mohan - RBI, SEBI, NABARD

27 May 2023 16:59

Newspaper Summary PDF - Week - IV (22nd - 27th) May 2023 based on Business Standard, Financial Express, Business Line and The Hindu

Hope you find it Useful and share it with everyone.

Follow @brajeshmohan for more updates on Regulatory and Banking Exams.

Brajesh Mohan - RBI, SEBI, NABARD

26 May 2023 12:13

Prepare for NABARD Grade A 2023 with me (Brajesh Mohan - Experience of 3 Mains - 2 Interviews)

👉 Last 20 Seats Left, after that no new registration, regular sessions and test from first week of June 2023.

NABARD Grade A 2023 Prelim Exam will be held in First week of September 2023 (Only 90 days of serious preparation left)

- Personal Guidance and Mentorship + Notes + Mock Test

✅ Price - Rs.1499/- (Best Course at Lowest Price)

Register Today: https://www.brajeshmohan.in/2023/03/nabard-grade-2023-guidance-mock-test.html

Brajesh Mohan - RBI, SEBI, NABARD

25 May 2023 17:43

Every beginner possesses a great potential to be an expert in his or her chosen field.

Brajesh Mohan - RBI, SEBI, NABARD

23 May 2023 09:31

Congratulations Aniket for SIDBI Grade A 2023, Wish you Good Luck for All the future endeavors.

Congratulations to Others
Anmol
Digvijay Chand

6 Others Got in Waiting List, Hopeful about 2 who are under 10 in the list, I wish others should also get final call .

Sorry about others who didn't qualify, I can feel for you, but that's how it is in competitive exam. Get up and try one more time.

Wish you Good Luck for RBI Grade B 2023

Brajesh Mohan - RBI, SEBI, NABARD

22 May 2023 08:36

❇️ Register for NABARD Grade A 2023 Mentorship (3-in-1) Course

- Personal Guidance and Mentorship - Short Notes for ARD, ESI, GA.
- PIB Summary - Jan to till Phase II
- 5 Descriptive Mock Test (5 - ESI&ARD + 5 - English) + Additional Chapter Wise Questions
- Practice Questions for ESI + ARD + GA (Prelim + Mains)
- Model Answers and Fodder Materials for Additional Questions.
- Regular Doubt Clearing Sessions.

✅ Price - Rs.1499/- (Best Course at Lowest Price)

Register Today: https://www.brajeshmohan.in/2023/03/nabard-grade-2023-guidance-mock-test.html

Note: You can also get Only PIB Subscription For NABARD Grade A 2023 or PIB + Descriptive Subscription (Weekly Descriptive Test will start form 2nd week of June 202). Link given below in the above article.

Those who are preparing for NABARD Development Assistant (DA), for which exam is proposed in First week of November can get only PIB Subscription course (You will receive agriculture and rural development news)

PIB Subscription for NABARD: https://www.brajeshmohan.in/2023/03/buy-pib-summary-subscription-for-nabard.html

Brajesh Mohan - RBI, SEBI, NABARD

20 May 2023 08:13

What to Keep in Mind while writing Precis.

1. Overall structure and coherence: The writing should be well-structured and coherent. It should begin by stating the main point of the passage and in the oder of (Problem - Causes - Cosequences - Call to Action)

2. Grammar and spelling: The writing should be grammatically correct and free of spelling errors.

3. Word Limit: Your precis writing should be strictly under the word limit and you can keep it +/- 5 words against the mentioned word limit.

4. Be Specific: Your writing should be more specific and to the point, don't try to include too much data and you also shouldn't include any example and at the same time don't draw any own opinion.

5. Title: This is very important, without a title, Precis is of no use. Your title should tell the broad theme of the main passage and give insight about what you are going to write.

6. Don't write it in Present Indefinite or Direct Speech: Your precis should be in Indirect speech as you are only Summarizing the content of other rather than writing your own. This is the most important rule you need to have in mind during writing.

#descriptive #precis

Follow 👉 @descriptive_bankexam for Tips and Tricks for Descriptive Writing.

Brajesh Mohan - RBI, SEBI, NABARD

01 June 2023 11:07

Important Posts - RBI Grade B 2023

Let's Pin this and I will be including the links so that it's easy to navigate. You can also click on Hashtag - #mentorship

1. How to attempt General Awareness in RBI Grade B - /channel/brajeshmohan/8769

2. Last 40 Days Checklist for Phase I - /channel/brajeshmohan/8783

3. Will reading PIB is sufficient for General Awareness? - /channel/brajeshmohan/8780

4. How to Analyse mock test? - /channel/brajeshmohan/8771

5. Burning Topics of Economy and Finance - /channel/brajeshmohan/8696

Brajesh Mohan - RBI, SEBI, NABARD

31 May 2023 09:38

IFSCA Grade A Phase 2 Results were announced on May 30, 2023. Candidates who have qualified for the Phase II examination will be called for the next round, i.e., the interview.

I will be conducting a free mock interview once the dates are out. Please fill out the form with all the details.

Google Form - https://forms.gle/hxpA5YbAkWHRmiyw8

Brajesh Mohan - RBI, SEBI, NABARD

31 May 2023 05:32

✅ Around 40 days remain for the RBI Grade B Phase I Exam in 2023.

Here, I have listed all the priority areas for you. I believe now is the right time to change your gear and switch to Phase I practice mode. No matter how much you know about the Phase II syllabus, if you don't clear the sectional and overall cutoffs of the Phase I Exam, all will be in vain.

In the past two years, the questions in every section of the Phase I exam have been peculiar. It rewards the one who is smart enough to manage each section well because cutoffs have been lower, obviously, but the major problem has been sectional cutoffs for many students.

#mentorship #rbigradeb

Brajesh Mohan - RBI, SEBI, NABARD

30 May 2023 08:48

RBI Annual Report 2022-23

No Of Pages - 337

Do I need to read it cover to cover ? Not for Prelim Exam, you just need some highlights and Summary.

Brajesh Mohan - RBI, SEBI, NABARD

30 May 2023 06:17

What is Evergreening of Loans

Evergreening of loans is a practice where a lender extends a new loan to a borrower who is already in default on an existing loan. This can be done in order to avoid having to declare the existing loan as a non-performing asset (NPA).

For example, let's say Borrower X had a loan from bank Y and it is about to become NPA, so Y will issue another loan in the name of another family member or to the same borrower X and use that amount to pay the previous loan. This way, the previous loan gets cleared, and it will take upto 3 years for the new loan to become NPA.

Brajesh Mohan - RBI, SEBI, NABARD

29 May 2023 06:17

It's not the question; rather, the option makes things difficult.

As I have said many times, it's not about notes, content, or sources. For more than 80–90% of the questions, you would have read the information, but it's the options that are deliberately put in such a way for factual questions that you will get confused, and the same happened last year in RBI Grade B ESI Paper as well as General Awareness.

What could be done?

Make short notes for factual information while reading and revising, and revise it as many times as you can. Sometimes I used to revise my notes on RBI circulars or reports 10 times, even a day before exam, still used to get confused and make silly mistakes.

Brajesh Mohan - RBI, SEBI, NABARD

28 May 2023 14:23

❇️ Mock Test analysis for Phase I Exam: -

The one thing you Need to understand that, rather than focusing on score of others or Topper's, you should focus on your percentile, even more than that you should Analyze your whole paper after each mock and here analysis doesn't mean just looking at how many questions are correct or incorrect.

It means you need to set certain parameters and based on that you will have to collect data after each test and see if you are making any improvements or not.

What are things that you can look after while analysis:-

I. How many questions you solved each section in due time for that section? Will it be sufficient to clear sectional cut off (Min. 1/4th of total marks for that subject).

II. What is your accuracy level in percentage?

III. What kind of mistakes you are making? - Is it conceptual, calculation or ignorance?

IV. Were you able to check whole paper in due time?

V. What was the level of questions you left - was there any easy question but you left it unattended?

VI. How much time you took per question based on difficulty? Was it unreasonably high?

Few suggestions :-

I. Identify your strengths and weaknesses: Once you have reviewed your results, take some time to identify your strengths and weaknesses.

II. Set realistic goals: Don't try to improve too much too quickly. Set realistic goals for yourself and focus on making small improvements each time you take a mock test.

III. Don't give up: Everyone makes mistakes. The important thing is to learn from your mistakes and keep working hard.

Thank You for reading........ Keep Working hard.

#mentorship

Brajesh Mohan - RBI, SEBI, NABARD

28 May 2023 09:52

IBPS along with many Recruitment body took inspiration from UPSC in recent times for formulating Questions.

- See the question no - 6,9,10,19,20

These are few examples of Multiple Statement based Questions and in upcoming RBI Grade B on 9th July 2023 you will see the General Awareness will be full of such Questions.

So, now understand, you have 80 Questions - 25 Min to solve.

If there are 40 such Multiple Statement based Questions and these questions are mainly based on RBI/SEBI in News, Programs, some other news, it will take minimum 30 seconds to read and answer it so if you try to solve all 40 questions, it will take 20 min and now you are left with 5 min to solve remaining 40 Questions.

Now you could understand why people have started scoring less in General Awareness, because most people are not able complete paper, they get stuck in some questions and waste time.

Now lets suppose there are 40 one liner questions - but it's not like they will come to you serially, it's an online exam, it will come randomly, means after 2-3 lengthy questions, there may be 2-3 one liners.

This also answer the 2nd question,

Many students ask me sir, should I only focus on Banking and Regulatory News, Reports and Programs which are also asked in ESI Objective and the weightage in Phase I exam is also huge, around 40-45 questions come from these Topics?

It's true that 40-45 questions come from these sections and these are common in both esi and GA but as I said, most of these questions are lengthy and multiple statement based, so you may not be able to solve all of them in due time and accordingly your score will be 30-35, which is an average score for most of the students. So, Read other updates too, don't only rely on ESI Current Affairs related updates for general awareness.

To score 50+ you will have to manage time and attempt mix of both means, the questions which you find lengthy and taking more than 20 second to read and you haven't read much about it, you can mark it for review and move to next and keep solving all the one liners which come straight to you and accordingly you will be able to reach till the end of paper in 15-18 min and then you can utilize remaining 7-10 min in solving those mark for review question.

Last year in 2022, this thing worked for me and I was able to score 57 out of 80 in General Awareness, you can find my score card in this channel. However, I was surprised by the questions in 2021 and for the first time, I wasn't able to complete General Awareness or English Paper of any exam in due time in banking exam. So i made some changes in strategy and things worked well in these two sections in 2022.


Thank You for reading......,

#mentorship

Brajesh Mohan - RBI, SEBI, NABARD

28 May 2023 09:24

Feedback for Newspaper Summary 😍

Jabardast Analogy 😁

Glad it's helping you guys, specially the working candidates. Because they are able to complete newspaper of 7 days in just 3-4 hours of reading.

Keep working hard to realize your dream.

Brajesh Mohan - RBI, SEBI, NABARD

27 May 2023 05:42

Newspaper Summary PDF Week - IV and Monthly PDF - May 2023 will be shared in evening.

I will also make it available on AffairsTap website so that all the Pdfs be available at one place and anyone can download it from there.

Brajesh Mohan - RBI, SEBI, NABARD

26 May 2023 11:26

The 12 public sector banks in India reported a combined profit of ₹1,04,649 crore in the financial year 2022-23. This is a 57% increase from the previous year's profit of ₹66,539.98 crore.

The following are the top 5 PSBs in terms of profit:

- State Bank of India: ₹50,232 Cr.

-Bank of Baroda (BoB): ₹14,110 Cr.
- Union Bank of India: ₹11,182 Cr.
- Punjab National Bank: ₹10,581 Cr.
- Canara Bank: ₹9,772 Cr.

Brajesh Mohan - RBI, SEBI, NABARD

25 May 2023 05:13

~ Focus on Quality, not Quantity

Not Every Piece of Information is Important and Not everything could be covered.

Just so you know, Only 44 Days to Prelim and 65 Days to Mains.

Brajesh Mohan - RBI, SEBI, NABARD

23 May 2023 09:25

SIDBI Gr A Final Result Out

Congratulations 💐 to All those Qualified

Brajesh Mohan - RBI, SEBI, NABARD

20 May 2023 11:00

Newspaper Summary PDF - Week - III (15th - 20th) May 2023 based on Business Standard, Financial Express, Business Line and The Hindu

Hope you find it Useful and share it with everyone.

Follow @brajeshmohan for more updates on Regulatory and Banking Exams.

Brajesh Mohan - RBI, SEBI, NABARD

19 May 2023 17:23

The Union Cabinet Wednesday cleared a revised production linked incentive (PLI) scheme for IT hardware with an outlay of Rs 17,000 crore, more than doubling the budget for the scheme that was first cleared in 2021.

The scheme will be implemented from July 1, with a cap on maximum incentives available to participating companies.

The tenure of the new scheme has been fixed for six years and the Centre is expecting an investment of over Rs 2,430 crore as part of it