52688
☑️ Join for mains Previous Year Questions Questions from 1999 - 2023 Questions will be segregated Subject/topic wise ✅Prelims PYQs @UPSC_Prelims_PYQ_MCQ ✅CSAT PYQs @UPSC_CSAT_PYQ
Q.)Discuss the key strides in India’s defense modernization and the challenges faced in achieving self-reliance in defense production. Suggest measures to overcome these challenges.” (200 words)
✅Introduction:
India is rapidly modernizing its defense sector to achieve self-reliance in defense production under the Atmanirbhar Bharat initiative. The focus is on indigenization of technology, reducing imports, and enhancing domestic manufacturing. However, challenges persist.
🙌🏻Key Strides in Defense Modernization:
✅ Indigenous Platforms: Development of advanced systems like the Tejas fighter jet, INS Vikrant, and BrahMos missile system. ✈️🚢
✅ Policy Reforms: Introduction of the Defense Acquisition Procedure 2020 and promotion of FDI in defense. 📜💼
✅ Start-Up Ecosystem: Launch of the iDEX (Innovations for Defence Excellence) to foster defense startups and MSMEs. 🌟🏭
✅ Make in India: Increased focus on local production under the Strategic Partnership Model and DRDO's initiatives. 🇮🇳⚙️
Challenges in Self-Reliance:
⚠️ R&D Deficiency: India invests only 0.65% of GDP in R&D, limiting innovation in critical defense technologies. 🔬📉
⚠️ Import Dependency: Continued reliance on foreign suppliers for advanced technologies like semiconductors and stealth systems. 🛒
⚠️ Delayed Projects: Bureaucratic hurdles and inefficiencies lead to time and cost overruns in defense projects. ⏳💰
⚠️ Talent Shortage: Limited skilled workforce in emerging technologies like AI, robotics, and cyber defense. 🤖
Measures to Overcome Challenges:
✅ Increase R&D Investment: Allocate at least 2% of GDP for defense innovation and research. 📈
✅ Public-Private Partnerships: Promote collaboration between DRDO, private firms, and academia for faster results. 🤝🏢
✅ Skilling Programs: Develop a strong talent pipeline through defense-specific skilling and training initiatives. 🧑🎓⚙️
✅ Boost Domestic Manufacturing: Incentivize domestic firms to manufacture advanced weaponry and reduce imports. 🏭
Conclusion
By addressing challenges in R&D, imports, and policy delays, India can achieve its goal of self-reliance in defense production. A collaborative innovation ecosystem will not only strengthen national security but also boost the economy. 🌍✨
Do you agree that falling fertility rates provide India with a brief demographic window to achieve its socio-economic goals? What policy measures should be prioritized to harness the demographic dividend in the coming years? (Answer in 250 words)
✅ Introduction:
Agree that falling fertility rates provide India with a brief demographic window to achieve its socio-economic goals. The ongoing demographic transition presents a unique opportunity for India to leverage its growing working-age population for economic growth.
✅ Current Demographic Trends:
• Fertility Rate: India's Total Fertility Rate (TFR) declined from 2.2 in 2015-16 to 2.0 in 2019-21 (Source: National Family Health Survey-5).
• Median Age: Rising median age from 24 years in 2011 to 29 years currently, projected to reach 36 years by 2036.
• Dependency Ratio: Expected decrease from 65% to 54% in the next decade, enhancing the productive capacity.
✅ Potential Benefits of the Demographic Window:
• Human Capital Formation: Fewer dependents enable higher investments in health, education, and skill development.
• Higher Per Capita Income: Lower fertility supports higher income per capita and capital stock per worker, aiding in poverty alleviation.
• Labor Force Participation: A growing working-age population increases labor supply, with opportunities for enhanced female participation in the workforce.
✅ Challenges Ahead:
• Unemployment Risks: Rising unemployment can lead to economic and social instability without the right policies.
• Aging Population: In the future, an aging population will reduce the working-age demographic.
✅ Policy Measures to Harness the Demographic Dividend:
• Improve Consumption Patterns: Focus on early childhood nutrition and education.
• Increase Investment in Education and Healthcare: Raise public spending, especially in states like Uttar Pradesh and Bihar.
• Resource Allocation Based on Population Census: Allocate funds to states with higher working-age populations.
• Transition in Skilling: Emphasize universal skilling and entrepreneurship to prepare for technological advancements.
• Increase Women’s Workforce Participation: Introduce tax incentives and gender budgeting to boost women’s participation, which has fallen from 34.1% in 2003-04 to 20.3% in 2019.
• Create Employment Opportunities: Promote start-ups and industries via Make in India and Start-Up India.
✅ Conclusion:
To fully leverage India’s demographic window, a comprehensive policy framework addressing education, health, skilling, and employment is essential for sustainable socio-economic growth.
📢 TODAY IS LAST DAY_15th April – celebrate with Mega discounts at Delhi UPSC secrets 🎯
PRELIMS COURSES FOR 2025 & 2026 :
1⃣ Toppers Notes : Rs 11 (1000)
2⃣ NCERT Foundation : Rs 77 (5000)
3⃣ NCERT Test Series : Rs 33 (1000)
4⃣ C-SAT Comprehension (English/ Hinglish/ Hindi) : Rs 77 (1000)
5⃣ C-SAT Foundation Course (Hinglish Medium) : Rs 111 (5000)
6⃣ PT 365 Powerplay : Rs 88 (365)
7⃣ 12 Months Current Affairs Batch : Rs 111 (1000)
8⃣ प्रिलीम्स सफलता बॅच : Rs 99 (2500)
9⃣ Prelimshastra 2026 : Rs 777 (5000)
🔟 LIET & SCOPE - 55+ GS Prelims Tricks Course (Hinglish/English Batch) : Rs 444 (2500)
🤦♂ ESSAY, ETHICS, PYQs WITH TOPPERS & MAINS COURSES STARTING @ 55 Rs 🤷♂To watch demo videos / to get enroll in our Courses 👇
📲 Android Link : Click here
iOS Link : Click here
Windows App : Click here
☎️ 74 47 896 897
@DelhiUpscSecrets_Official (join)
🎉 9th April – celebrate with Mega discounts at Delhi UPSC secrets 🎯
PRELIMS COURSES FOR 2025 & 2026 :
1⃣ Toppers Notes : Rs 11 (1000)
2⃣ NCERT Foundation : Rs 77 (5000)
3⃣ NCERT Test Series : Rs 33 (1000)
4⃣ C-SAT Comprehension (English/ Hinglish/ Hindi) : Rs 77 (1000)
5⃣ C-SAT Foundation Course (Hinglish Medium) : Rs 111 (5000)
6⃣ PT 365 Powerplay : Rs 88 (365)
7⃣ 12 Months Current Affairs Batch : Rs 111 (1000)
8⃣ प्रिलीम्स सफलता बॅच : Rs 99 (2500)
9⃣ Prelimshastra 2026 : Rs 777 (5000)
🔟 LIET & SCOPE - 55+ GS Prelims Tricks Course (Hinglish/English Batch) : Rs 444 (2500)
⚠️ To watch demo videos / to get enroll in our Courses 👇
📲 Android Link : Click here
iOS Link : Click here
Windows App : Click here
☎️ 74 47 896 897
@DelhiUpscSecrets_Official (join)
CSAT SOLVED PYQs (2011-2024)
@delhiupscsecrets_official (Join)
1️⃣ ICC PT 365 POWERPLAY
(English / Hindi Medium)
365 Days Current Affairs in 365 Minutes @ 150 /- Rs Only
• Demo Video Link : Click here
• Purchase Link : Click here
2️⃣ C-SAT COMPLETE COURSE with Shortcut Tricks @ 199/- Rs Only
• Demo Lecture : click here
• Watch 10 Free classes : click here
• Course Link : click hereMoney back guarantee if failed in CSAT 2025.
Check Sample pdf Now👇
UPSC GS Foundation Batch 2025 🌟
✅ Batch Starts: 09 APRIL
🕒 Course Validity: 30 Months
⏳ Duration: 15 Months
*💥 𝗔𝗱𝗺𝗶𝘀𝘀𝗶𝗼𝗻 𝗢𝗽𝗲𝗻 𝗡𝗼𝘄 💥 USE COUPON CODE: UPSC100 for 100 Rs OFF*
*✅ Batch Features*
1️⃣ 1500+ घंटे की लाइव क्लासेस:
* पूरे सिलेबस का विस्तृत कवरेज (प्रारंभिक और मुख्य परीक्षा दोनों)
* अनुभवी शिक्षकों द्वारा गहन मार्गदर्शन
2️⃣ 🎯 परीक्षा केंद्रित दृष्टिकोण:
* सटीक और रणनीतिक तैयारी
* यूपीएससी के नवीनतम पैटर्न पर आधारित पढ़ाई
3️⃣ Complete CSAT Cover:
* CSAT की पूरी तैयारी
* तार्किक क्षमता, डेटा व्याख्या और संख्यात्मक अभियोग्यता पर विशेष ध्यान
4️⃣ समसामयिक घटनाओं और करेंट अफेयर्स पर फोकस:
* प्रारंभिक और मुख्य परीक्षा दोनों के लिए संपूर्ण पाठ्यक्रम का कवर
5️⃣ 📝 उत्तर लेखन अभ्यास:
* मुख्य परीक्षा के लिए उत्तर लेखन की नियमित प्रैक्टिस
* प्रभावी उत्तर लेखन तकनीक का विकास
6️⃣ 📊 साप्ताहिक टेस्ट (प्रारंभिक और मुख्य दोनों):
* प्रदर्शन मूल्यांकन और निरंतर सुधार
7️⃣ 📄 उच्च गुणवत्ता वाला स्टडी मैटेरियल (PDF फॉर्मेट में):
* अद्यतन और सटीक अध्ययन सामग्री
* आसान एक्सेस के लिए डिजिटल फॉर्मेट
📌JOIN करने के लिए Playstore/App Store से Careerwill App Download करे।
.
Course Link : https://careerwillapp.page.link/2F1VtkSWprARjQZF7
CSAT SOLVED PYQs (2011-2024)
@delhiupscsecrets_official (Join)
Q. Pala period is the most significant phase in the history of Buddhism in India. Enumerate. (Answer in 150 words)
The Pala period, spanning from the 8th to the 12th centuries, marks a pivotal chapter in the evolution of Buddhism in India. This epoch is characterized by the remarkable resurgence and growth of the religion under the auspices of the Pala dynasty, whose rulers were staunch patrons of Buddhism.
▪️Some of the key reasons for the significance of the Pala period are:
✅Patronage of Buddhism: Pala kings, such as Dharmapala and Devapala, were devout Buddhists and supported the religion through the establishment and maintenance of monasteries, temples, and educational institutions.
✅Development of Mahayana and Vajrayana Buddhism: These new schools of thought provided fresh impetus to the religion, leading to an increased number of followers and a deepening of Buddhist practices.
✅Establishment of renowned monastic universities: The Pala kings were instrumental in the establishment of famous monastic universities, such as Nalanda, Vikramashila, and Odantapuri. These institutions attracted scholars and students from across the Indian subcontinent and beyond, making them significant centers of learning, scholarship, and cultural exchange.
✅Proliferation of Buddhist art and architecture: The Pala school of art, which emerged during this period, is known for its distinct style and fine craftsmanship.
✅ Spread of Buddhism beyond India: The transmission of Buddhist teachings, texts, and art forms to these regions can be largely attributed to the patronage and support provided by the Pala rulers.
✅Preservation of Buddhist texts: Monks and scholars at institutions like Nalanda and Vikramashila undertook the task of translating Buddhist texts from Sanskrit into other languages, thereby ensuring the survival and dissemination of Buddhist knowledge.
Conclusion: The Pala period was a highly significant phase in the history of Buddhism in India. The Pala dynasty's patronage, along with the development of new schools of thought, the establishment of renowned monastic universities, and the spread of Buddhism beyond India, all contributed to the growth and impact of Buddhism during this time.
#geography [ 2020 PYQ ]
#CSM1
Join @CSE_MAINS_PYQ
📌 In India, women bear a heavier burden of poverty compared to men. In this context, examine the causes of poverty among women and the measures taken to address it. (Answer in 200 words)
🔷 Introduction
- Women in India bear a heavier burden of poverty than men, limiting their socio-economic progress.
- Addressing gender disparities is crucial for overall development.
- This discussion explores the causes of poverty among women and the measures taken to address it.
🔷 Causes of Poverty Among Women
1️⃣ Unpaid Care Work 🏡
- Women spend 5 hours daily on unpaid domestic work, while men spend only 30 minutes.
2️⃣ Low Female Labour Force Participation 📉
- FLFPR declined from 30.3% (1990) to 20.5% (2019) due to social stigma & unsafe conditions.
3️⃣ Gender Gaps in Nutrition, Education & Health 🏥📚
- Poor households prioritize men’s well-being over women’s.
4️⃣ Low Wages & Pay Gap 💰
- Women earn 34% less than men for the same work.
5️⃣ Lack of Decent Work Conditions ⚠️
- Women are trapped in informal jobs with low security & benefits.
🔷 Measures Taken to Address Women’s Poverty
✅ Legislative Measures ⚖️
- Equal Remuneration Act, 1976 & Sexual Harassment of Women at Workplace Act, 2013.
✅ Government Schemes 🏛
- Beti Bachao Beti Padhao & One Stop Centre Scheme for empowerment.
✅ National Mission for Empowerment of Women (NMEW) 🚺
- Focuses on women’s development across sectors.
✅ Rashtriya Mahila Kosh (RMK) 🏦
- Provides micro-finance for poor women.
✅ STEP (Support to Training and Employment Program for Women) 🎓
- Ensures sustainable jobs for marginalized women.
✅ Working Women Hostels 🏠
- Offers safe accommodation for employed women.
🔷 Conclusion
- Women face systemic economic challenges, but policy interventions are working to bridge disparities.
- Strengthening gender-focused initiatives is essential for reducing poverty & ensuring sustainable empowerment.
#WomenEmpowerment #PovertyAlleviation #GenderEquality #UPSC
In 2024 CSE prelims, 8 questions worth 16 marks came directly from class 11 & 12th geography ncert.
UPSC did not even modify the statements, instead just copy pasted.
Before reading anything, read ncert first for geography & history.
The Return on time invested is quite high for the NCERTs of History and Geography.
📌 In India, women bear a heavier burden of poverty compared to men. In this context, examine the causes of poverty among women and the measures taken to address it. (Answer in 200 words)
🔷 Introduction
- Women in India bear a heavier burden of poverty than men, limiting their socio-economic progress.
- Addressing gender disparities is crucial for overall development.
- This discussion explores the causes of poverty among women and the measures taken to address it.
🔷 Causes of Poverty Among Women
1️⃣ Unpaid Care Work 🏡
- Women spend 5 hours daily on unpaid domestic work, while men spend only 30 minutes.
2️⃣ Low Female Labour Force Participation 📉
- FLFPR declined from 30.3% (1990) to 20.5% (2019) due to social stigma & unsafe conditions.
3️⃣ Gender Gaps in Nutrition, Education & Health 🏥📚
- Poor households prioritize men’s well-being over women’s.
4️⃣ Low Wages & Pay Gap 💰
- Women earn 34% less than men for the same work.
5️⃣ Lack of Decent Work Conditions ⚠️
- Women are trapped in informal jobs with low security & benefits.
🔷 Measures Taken to Address Women’s Poverty
✅ Legislative Measures ⚖️
- Equal Remuneration Act, 1976 & Sexual Harassment of Women at Workplace Act, 2013.
✅ Government Schemes 🏛
- Beti Bachao Beti Padhao & One Stop Centre Scheme for empowerment.
✅ National Mission for Empowerment of Women (NMEW) 🚺
- Focuses on women’s development across sectors.
✅ Rashtriya Mahila Kosh (RMK) 🏦
- Provides micro-finance for poor women.
✅ STEP (Support to Training and Employment Program for Women) 🎓
- Ensures sustainable jobs for marginalized women.
✅ Working Women Hostels 🏠
- Offers safe accommodation for employed women.
🔷 Conclusion
- Women face systemic economic challenges, but policy interventions are working to bridge disparities.
- Strengthening gender-focused initiatives is essential for reducing poverty & ensuring sustainable empowerment.
#WomenEmpowerment #PovertyAlleviation #GenderEquality #UPSC
What are Infrastructure Investment Trusts (InvITs)? Explain their importance in India’s growth and development. (Answer in 200 words)
📍 Introduction
✅ Infrastructure Investment Trusts (InvITs) are collective investment vehicles that allow investment in income-generating infrastructure projects.
✅ Regulated by SEBI under the Infrastructure Investment Trusts (Amendment) Regulations, 2016.
📍 Structure & Features
✅ Tiered Structure – Established by a sponsor, with investments made directly or via SPVs.
✅ Hybrid Investment Model – Functions as a mix of equity & debt instruments.
✅ Market Listing – Public InvIT units are tradable on stock exchanges.
✅ Investment Norms – Must allocate 80% to completed projects, with a 10% cap on under-construction projects (SEBI Regulations).
📍 Importance of InvITs in India's Growth
✅ Capital Mobilization – Helps raise funds for large-scale infrastructure projects.
✅ Recycling Capital – Allows developers to unlock capital from existing projects for new investments.
✅ Foreign Investment Attraction – InvITs draw global pension funds, sovereign wealth funds, & insurance firms.
✅ Low-Risk Investment – Strict SEBI regulations ensure stable returns & limited risk.
✅ Robust Corporate Governance – Ensures transparency & mandatory profit distribution.
✅ High-Quality Assets – Focuses on power, roads, & highways with predictable cash flows (e.g., NHAI InvIT).
📍 Conclusion
InvITs enhance India's infrastructure financing, fostering economic growth & foreign investment. However, operational risks must be addressed for long-term success.
PYQ Book by Vishal Narwade Sir (IAS) - who cleared 6 prelims, 6 Mains, 6 interview & selected as IAS, IPS & IRS.
@DelhiUpscSecrets_Official (Join)
Hey Aspirants! 👋
PadhAI, a free resource developed by IIT grads and AI experts, is your all-in-one UPSC prep tool! 🌟
⬇️ Download now : https://padhai.page.link/UPSC_Prelims_2025
💡 Why PadhAI UPSC App?
📚 PYQs on Demand – Access 30+ years of PYQs instantly to spot trends and discuss with AI chat
🗞 Daily News Summaries – Stay updated with top news and related PYQs
🤖 24/7 AI TutorChat & Ask a Book – Clear doubts and discuss concepts anytime, anywhere!
✍ Mock Tests & 30k+ MCQs – Full-length mocks + detailed solutions for GS & CSAT practice.
⏳ 38 days left for prelims....
Prepare smarter and efficiently with PadhAI! 🔥
Install from Playstore 📥
Do you agree that falling fertility rates provide India with a brief demographic window to achieve its socio-economic goals? What policy measures should be prioritized to harness the demographic dividend in the coming years? (Answer in 250 words)
🔆 Introduction
- Thesis Statement: Agree that falling fertility rates provide India with a brief demographic window to achieve socio-economic goals.
- Context: The demographic transition in India, marked by declining fertility rates, presents a significant opportunity for accelerated socio-economic growth.
📍 Body
✅ Current Demographic Trends
- Fertility Rate: India’s Total Fertility Rate (TFR) declined from 2.2 in 2015-16 to 2.0 in 2019-21 (Source: National Family Health Survey-5).
- Median Age: Rising median age from 24 years in 2011 to 29 years currently, projected to reach 36 years by 2036.
- Dependency Ratio: Expected decrease in the dependency ratio from 65% to 54% in the next decade.
✅ Potential Benefits of the Demographic Window
- Human Capital Formation: Fewer dependents allow for increased investment in health, education, and skills. Helps in reducing income inequality and improving job opportunities.
- Higher Per Capita Income: Low fertility supports higher income per capita and capital stock per worker. Contributes to achieving zero hunger and poverty.
- Labor Force Participation: Shift towards a working-age population increases labor supply. Lower fertility rates encourage female participation in the labor market.
✅ Challenges Ahead
- Unemployment Risks: Without proper policies, rising unemployment could lead to economic and social risks.
- Aging Population: The share of older populations will eventually rise, leading to a decrease in the working-age population.
📍 Policy Measures to Harness the Demographic Dividend
- Improve Consumption Patterns: Invest in early childhood nutrition and education to build a strong foundation for human capital.
- Increase Investment in Education and Healthcare: Raise public spending on health from around 1% of GDP, focusing on states like Uttar Pradesh and Bihar.
- Resource Allocation Based on Population Census: Devolve more funds to states with higher working populations to nurture human capital.
- Transition in Skilling: Enhance focus on universal skilling and entrepreneurship to prepare the workforce for emerging technologies.
- Increase Women’s Workforce Participation: Implement tax incentives and gender budgeting to boost the current female labor participation rate, which dropped from 34.1% in 2003-04 to 20.3% in 2019.
- Create Employment Opportunities: Provide incentives for start-ups and large industries through initiatives like Make in India and Start-Up India.
🔆 Conclusion
- Summarize Key Points: Reiterate the importance of leveraging the demographic window.
- Call to Action: Emphasize the need for comprehensive policy measures to achieve sustainable socio-economic growth.
Discuss the need to revamp India’s public procurement and project management (PPPM) framework to enable faster, more efficient, and transparent execution of government projects. (200 words)
✅ Introduction:
The Public Procurement and Project Management (PPPM) framework is essential for executing government projects efficiently, with transparency and accountability. Currently governed by the General Financial Rules (2017) and Ministry of Finance Procurement Manuals, there are gaps that need addressing.
✅ Current Challenges:
- Lack of Comprehensive Legislation: India lacks a comprehensive law to streamline procurement, leading to inefficiencies in managing public funds.
- Growing Share of Public Procurement: Public procurement accounts for 20-22% of GDP (~$500 billion annually), highlighting the need for an effective framework.
- Complex Regulatory Framework: The current three-tier structure complicates procurement processes, causing delays and misaligned objectives.
- Inefficiency of the L1 Method: The L1 method prioritizes lowest bids over quality, often leading to delays and increased lifecycle costs in complex projects.
✅ Proposed Measures for Improvement:
- Legislative Backing: Provide legal support to the General Financial Rules for enhanced transparency.
- Enhancing Transparency: Implement debriefing procedures to promote the ‘Right to Know’ for bidders.
- Simplifying Procedures: Streamline procurement and enforce blacklisting rules for corrupt firms.
- Promoting E-Procurement: Utilize digital platforms like the Central Public Procurement Portal and GeM for better efficiency.
- Capacity Building: Train procurement officials regularly to ensure adherence to best practices.
✅ Conclusion:
Revamping the PPPM framework will lead to faster, more efficient, and transparent execution of government projects, ultimately improving governance and public service delivery.
Explain how Cabinet Committees help reinforce collective responsibility and maintain the principle of uniformity within the Executive in the Indian Parliamentary system. (200 words)
📍 Introduction
✅ Cabinet Committees are a vital part of the Indian Parliamentary system, established under the Government of India Transaction of Business Rules, 1961. They play a crucial role in reinforcing collective responsibility and maintaining uniformity within the Executive.
📍 Collective Responsibility
✅ Constitutional Framework: As per Article 75(3) of the Indian Constitution, the Council of Ministers is collectively responsible to the Lok Sabha.
✅ This means that all ministers are accountable for government policies and decisions as a group.
✅ Joint Decision-Making: Decisions taken by Cabinet Committees are considered joint decisions of the entire Cabinet. Each minister must support these decisions, reinforcing collective responsibility.
📍 Uniformity within the Executive
✅ Ensuring Coordination: Cabinet Committees help align different ministries, reducing conflicts and discrepancies, and ensuring that all departments work toward the government’s overall goals.
✅ Meeting of Minds: They also collaborate with Standing and Ad hoc Committees of Secretaries to align the interests of various ministries, fostering a unified approach to governance.
📍 Crisis Management
✅ In times of national crises, Cabinet Committees coordinate the actions of various ministries, ensuring effective governance and decision-making.
📍 Conclusion
✅ Cabinet Committees are essential for maintaining collective responsibility and ensuring uniformity within the Executive, playing a critical role in efficient governance and decision-making in India.
Analyze the impact of the Pradhan Mantri Jan-Dhan Yojana in promoting financial inclusion in India. (Answer in 200 words)?
📍 Introduction:
✅ The Pradhan Mantri Jan-Dhan Yojana (PMJDY) is a national financial inclusion scheme aimed at providing universal access to banking facilities for all households in India. Its primary objective is to promote financial inclusion and ensure access to financial services for the underprivileged.
📍 Key Contributions to Financial Inclusion:
✅ Opening Bank Accounts: PMJDY has facilitated the opening of bank accounts for millions of unbanked individuals.
- 55% of Jan-Dhan account holders are women, and 67% of accounts are in rural and semi-urban areas.
✅ Access to Government Schemes: The scheme has enabled beneficiaries to access various government financial assistance programs.
- Rs. 30,945 crore was credited to women PMJDY account holders under the PM Garib Kalyan Yojana during the COVID lockdown.
✅ Formal Financial System: PMJDY has provided a gateway for the poor to enter the formal financial system, reducing reliance on money lenders.
✅ Preventing Systemic Leakages: PMJDY has improved the efficiency of Direct Benefit Transfers (DBTs).
- The percentage of DBT failures dropped from 13.5% (FY 19-20) to 5.7% (FY 20-21), with 5.1 crore PMJDY account holders receiving DBT.
📍 Challenges and Future Directions:
✅ There is a need to transition from financial inclusion to financial empowerment.
✅ The transformation of PMJDY into PM Jan Dhan Vridhi Yojana can offer better access to bank credit for the underprivileged sections.
📍 Conclusion:
✅ The PMJDY has significantly impacted financial inclusion in India, but further initiatives are needed to promote sustainable financial empowerment for all.
#Must watch C-SAT Trick video 🔥
C-SAT COMPLETE COURSE with Shortcut Tricks @ 199/- Rs Only
🖥 Course Link : click here
📲 Watch 10 Free classes : click here
🔰 Demo Lecture : click hereMoney back guarantee if failed in CSAT 2025.
🚀 Must-Have Resource for UPSC Aspirants!
Hey Aspirants!
✨ Introducing PadhAI : Best rated app for UPSC created by graduates of IITs and AI PhDs.
Download PadhAI app now :
https://padhai.page.link/UPSC_Prelims_2025
🤖 PadhAI's standout features:
📝 Revise Faster – Instantly search PYQs from the past 30+ years to understand patterns
🗞 Stay Updated – Daily top news summaries with related PYQs on every article
🤔 Clarify Doubts Instantly – 24/7 AI TutorChat to discuss concepts & doubts
✍ Practice Smarter – Full-length GS & CSAT mocks + 30,000+ MCQs with detailed solutions 📝
⚡️ And a quick reminder: Don't neglect CSAT 🚨
⏰ 59 days to go.....
📥 Install the app from Playstore
ICC PT 365 POWERPLAY 🔥
365 Days Current Affairs in 365 Minutes ⏰
🖥 Video Link : https://youtu.be/Zbi8bsCh-Pg?si=16lVGbuC7qaIZVrR
Course Fee : 150 Rs (365)
📲 ICC PT 365 POWERPLAY
English Medium / हिंदी माध्यम
📲 Purchase Link 👇
https://delhiupscsecrets.com/new-courses/71-icc-pt-365-powerplay
Sexual and reproductive health and rights (SRHR) are essential for achieving the Sustainable Development Goals (SDGs). In this context, examine the barriers to realizing SRHR in India and suggest measures that can be taken to address these challenges. (200 words)
📍 Introduction
✅ Definition of SRHR: Sexual and Reproductive Health and Rights (SRHR) refer to the right of individuals to make decisions regarding their sexual and reproductive health without discrimination, coercion, or violence. It is crucial in promoting reproductive health and voluntary choices.
✅ Link to SDGs: SRHR is essential to achieving Sustainable Development Goals (SDGs), particularly SDG-3 (Good Health and Well-Being) and SDG-5 (Gender Equality), which aim to ensure health, equality, and well-being for all.
📍 Barriers to Realizing SRHR in India
✅ Social Stigma: There is significant stigma surrounding teenage pregnancy and cultural taboos about young people’s sexuality, impeding access to SRHR services.
✅ Lack of Funds: Chronic underfunding of reproductive healthcare, particularly in safe abortion and family planning services, hinders progress.
✅ Lack of Awareness: Many individuals, especially in rural areas, lack awareness of lawful abortion options and contraception due to limited service availability.
✅ Barriers to Reproductive Rights: With a maternal mortality rate of 103 deaths per 100,000 live births (2017-19), India faces significant challenges due to inadequate healthcare services (WHO).
✅ Implementation Failures: Public policies often prioritize sterilization over a broader range of contraceptive methods, limiting women’s reproductive choices.
📍 Suggested Measures to Address Challenges
✅ Increase Access and Affordability: Ensure SRHR information and services are accessible and affordable for all, regardless of socio-economic status or sexual orientation.
✅ Engage Men as Supportive Partners: Government programs should encourage men to actively support women’s autonomy in SRHR decisions.
✅ Implement Comprehensive Sexuality Education: Combat taboos and misconceptions by disseminating sexuality education with the help of NGOs.
✅ Strengthen Public Health Infrastructure: Address gaps in healthcare infrastructure to ensure access to free medicines, diagnostics, and trained healthcare personnel.
✅ Leverage Legal Frameworks: Utilize Supreme Court judgments (e.g., Puttaswamy v. Union of India) emphasizing dignity, privacy, and bodily integrity in SRHR.
📍 Conclusion
✅ Summary of Importance: Overcoming SRHR barriers is vital for improving public health outcomes and achieving the SDGs.
✅ Call for Stakeholder Involvement: Effective SRHR implementation requires collaboration between the government, civil society, and the private sector.
Examine the key issues that obstruct the development of port infrastructure in India and outline the recent measures taken by the government to address these challenges. (Answer in 200 words)
📍 Introduction
India, with its 7,500 km coastline, relies heavily on ports for economic trade, handling 95% of trade volume. However, port infrastructure development faces multiple challenges, impacting efficiency and global competitiveness. This answer examines these key obstacles and outlines recent government measures to address them.
📍 Key Issues Hindering Port Infrastructure Development
✅ Financial Constraints – Underinvestment and poor financing hinder infrastructure expansion (Economic Survey 2021-22).
✅ Limited Private Sector Involvement – High initial costs and uncertain returns deter private investment.
✅ Regulatory Issues – Bureaucratic delays and multiple clearances increase project timelines and costs.
✅ Infrastructure Bottlenecks – High turnaround time (over 2 days in India vs. <1 day in Singapore).
✅ Outdated Ports & Terminals – Lack of modernization & maintenance affects efficiency.
📍 Recent Government Measures
✅ Sagarmala Project – Focuses on modernization & port-led development.
✅ Major Port Authorities Act, 2021 – Greater autonomy to major ports for efficient governance.
✅ Revised Model Concession Agreement (MCA) – Encourages private investment via tax incentives.
✅ New Captive Policy – Addresses concession renewals, promoting business-friendly operations.
✅ Ease of Doing Business – Enterprise Business System (EBS) and National Logistics Portal (Marine) for digitization.
📍 Conclusion
India’s port infrastructure modernization is critical for economic growth. Continued reforms, investment, and digitization will enhance global competitiveness and ensure smoother maritime trade. 🚢🌊
Has caste lost its relevance in understanding the multi-cultural Indian Society ? Elaborate your answer with illustrations.
Caste is a system of social stratification with associated values and ideas that legitimized and reinforced the existing social structure in Indian society. Caste has for long been viewed as a distinctive feature of Indian society.
▪️But due to many factors such as the visionary Indian Constitution, modern education, industrialisation, urbanization, etc. Indian society has started giving less consideration to „caste‟. It can be seen in following ways:
✅ Achieved status is of greater importance: Class is more important today than caste. Educational qualification, occupational position, income etc. are the bases of identification of the individual rather than caste identity.
✅ Reservations have improved socio-political representation: This has changed the very
basis of caste-based discrimination.
✅ Caste no longer decides occupation: One can no longer deduce a person‟s caste by looking at his occupation. People today want to be identified as liberal, broad-minded and cosmopolitan. This multi-cultural society finds caste to be a backward mindset, disrespectful and violative of the Constitution.
✅ Public and private establishments: Restaurants, shopping malls, regional celebrations, local festivals, public institutions, private establishments, do not consider the caste factor.
✅ Inter-caste marriages: Strict codes of marriage and inheritance have been diluted due to increased inter-caste marriages. But caste as an entity has not become completely irrelevant even in today‟s society.
✅ Caste decides aspirations: Caste still plays a great role in deciding personal aspirations and social capital. This is particularly strong in the rural areas.
▪️Inter-caste marriages are not that common. Even matrimonial sites cater to caste-based preferences for marriage.
✅ Casteization of Politics and Politicization of Caste: Politics in today‟s Indian society is
ridden by caste-based identities.
✅ Violence based on caste is still prevalent: Several incidents have been highlighted in the media and rogue elements in social media have sometimes used these incidents to flare up caste sentiments.
✅Manual scavenging: Most of the occupations must have become caste-free, but Manual
scavenging, the worst surviving symbol of untouchability, is still an occupation of the people from the so-called untouchable caste.
Conclusion: It can be difficult to fully eliminate the influence of caste, as it is deeply ingrained in many aspects of Indian culture and society. Caste as a dominant force may not be easily visible today in our multicultural society, however, it still thrives in subtler ways and holds clues to the dynamics of our society. Caste has become less relevant for the upper caste and upper class, while for the lower castes, caste has become all too visible in both, suffering as well as getting benefits from the State.
#society [ 2020 PYQ ]
#CSM1
Join @CSE_MAINS_PYQ
550+ cleared Prelims in CSE 2024
All Offers Ending Today 🙏
🌟 LIET & SCOPE BATCH :
Prelims Crash Course + Study material + 2011-2024 Paper Discussion + 54 Score Boosting Techniques + 46 years Solved PYQ (1979-2024) + Prelims Test Series : Total 36 Test.
1️⃣ LIET & SCOPE (Hinglish) Batch : 699/- (2500) Rs (click here)
📲 Watch Demo here 👉 click & watch
2️⃣ LIET & SCOPE (English) Batch : 699/- (2500) Rs (click here)
📲 Watch Demo here 👉 click & watch
3️⃣ C-SAT Foundation Batch : 299/- (5000) Rs (click here)
📲 Watch Demo here 👉 click & watch
4️⃣ Prelims Current Affairs Batch : 399/- (1000) Rs (click here)
📲 Watch Demo here 👉 click & watch
5️⃣ COMPLETE PRELIMS THROUGH UPSC PYQ'S (1979-2024) -Author : Vishal Narwade (IAS) - Click here for sample/purchase