Indian Economy -Civil Service Gurukul

08 Dec 2017 22:36

👆above all are parts of notes provided by Commerce Gurukul for GS preparation 3 guidance program.
Join GS paper 3 Guidance program -it will be started from 16th december 2017.

Indian Economy -Civil Service Gurukul

28 Nov 2017 09:37

Sankalp and strive scheme for boosting skill india mission
What

Approval of two new World Bank supported schemes – Skills Acquisition and Knowledge Awareness for Livelihood Promotion (SANKALP) and Skill Strengthening for Industrial Value Enhancement (STRIVE)

Why

for a national architecture for promoting convergence, ensuring effective governance and regulation of skill training and catalyzing industry efforts in vocational training space.To converge the efforts of various central, state and private sector institutions thereby avoiding duplication of activities and bringing about uniformity in vocational training thus, creating better impact

How

The two schemes shall address this need by setting up national bodies for accreditation & certification which shall regulate accreditation and certification in both long and short-term Vocational Education and Training (VET)

Aim

Institutional reforms and improving quality & market relevance of skill development training programs in long and short-term VET

Aligned with other schemes/programmes

The schemes shall provide the required impetus to the National Skill Development Mission, 2015 and its various sub-missionsThe schemes are aligned to flagship Government of India programs such as Make in Indiaand Swachhta Abhiyan and aim at developing globally competitive workforce for domestic and overseas requirements
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Indian Economy -Civil Service Gurukul

28 Nov 2017 09:32

What can policy-makers do to revive job growth?

Industrial, trade policyAn industrial and trade policy is neededFor 20 years after economic reforms began in 1991 there was no National Manufacturing Policy, and the Policy, when it came in 2011, was not even implementedThe Department of Industrial Policy and Promotion (DIPP) is finally preparing an industrial policyIt is essential that trade policy is consistent with such an industrial policyOtherwise, the two may work at cross purposes and undermine each other’s objectivesManufacturing has been badly affected by inverted duty structures

    2. Special packages needed for labour-intensive industries

There are a number of labour intensive manufacturing sectors in India such as food processing, leather and footwear, wood manufacturers and furniture, textiles and apparel and garmentsThe nature of the package will need to be individually designed for each sector defined as quickly as possible

   3. Cluster development

There should be cluster development to support job creation in micro, small and medium enterprises (MSMEs)Most of the unorganized sector employment is in MSMEs, which tend to be concentrated in specific geographic locationsThere is a cluster development programme of the Ministry of MSMEs, which is poorly funded and could be better designed as well

   4. Align urban development with manufacturing clusters

Infrastructure investment by the government always creates many jobsThe Ministry of Urban Development (MoUD) has a programme called AMRUT (Atal Mission for Rejuvenation and Urban Transformation) aimed at improving infrastructure for small townsAn engagement between the Urban Development and MSME Ministries is necessary to ensure that the infrastructure investment under it is taking place in towns which have clusters of unorganised sector economic activitiesIt will attract more investment to industrial clusters, which is where most non-agricultural jobs are

   5. Focus on women

Girls are losing out in jobs, or those with increasing education can’t find them, despite having gotten higher levels of education in the last 10 yearsThe problem with skilling programmes has been low placement after skilling is completeSkilling close to clusters (rather than standalone vocational training providers), which is where the jobs are, is likely to be more successfulThe availability of jobs close to where the skilling is conducted will also enhance the demand for skilling

   6. Public investments in health, education, police, and judiciary 

This can create many government jobs

Health

Public investment in the health sector has remained even in the last three years at 1.15% of GDP, despite the creation of the National health policy at the beginning of 2017Given the state of health and nutrition of the population, it is critical that public expenditure on health is increased fasterMore government expenditure in health means more jobs in government and better health outcomesPreventive and public health has always been in all countries the responsibility of government

Education

Government schools have poor quality and parents are voting with their feet by spending money on private schools, whether or not the poor parents can afford itThe number of teachers required, at secondary and higher secondary levels, is very high, particularly in science and mathematicsMany new government jobs can be provided if more young people could be trained specially to become teachers for science and mathematics at the secondary and higher secondary levels

Police and Judiciary

While the number of paramilitary personnel continues to grow, State governments are not filling even sanctioned posts in the policy and in the judiciary (at all levels there are vacancies)More police and a larger judiciary can both reduce crime as well as speed up the process of justice for the ordinary citizen.

Indian Economy -Civil Service Gurukul

27 Nov 2017 18:35

👆Fiscal federalism for upsc
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Indian Economy -Civil Service Gurukul

26 Nov 2017 17:53

👆Concept of Bank recapitalisation

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Indian Economy -Civil Service Gurukul

26 Nov 2017 06:25

Happy Constitution Day
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Indian Economy -Civil Service Gurukul

26 Nov 2017 05:16

⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️About Open market operations:

Open market operations are conducted by the RBI by way of sale or purchase of government securities (g-secs) to adjust money supply conditions.The central bank sells g-secs to suck out liquidity from the system and buys back g-secs to infuse liquidity into the system.These operations are often conducted on a day-to-day basis in a manner that balances inflation while helping banks continue to lend.The RBI uses OMO along with other monetary policy tools such as repo rate, cash reserve ratio and statutory liquidity ratio to adjust the quantum and price of money in the system.

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About Masala Bonds:

The Masala bonds refer to rupee-denominated bonds through which Indian entities can raise money from foreign markets in rupee, and not in foreign currency.

Basically, they are debt instruments that are typically used by corporates to raise money from investors.

The issuance of rupee denominated bonds, Indian entity is protected against the risk of currency fluctuation, typically associated with borrowing in foreign currency.

Masala bonds also help in internationalization of the rupee and in expansion of the Indian bond markets.

Foreign Exchange Reserve.

The components of India’s Foreign Exchange Reserves include: Foreign currency assets (FCAs), Gold, Special Drawing Rights (SDRs), RBI’s Reserve position with International Monetary Fund (IMF).


FCAs constitute the largest component of the Forex Reserves. It also comprises of investments in US Treasury bonds, bonds of other selected governments, deposits with foreign central and commercial banks.

 About Asian Infrastructure Investment Bank (AIIB):

China is the largest shareholder with 26.06% voting shares. India is the second largest shareholder with 7.5% voting shares followed by Russia 5.93% and Germany with 4.5%.


More about AIIB

AIIB is a multilateral development bank backed by China and is seen as a rival to the World Bank and Asian Development Bank (ADB).The bank started to function in January 2016.The bank was established to fund various infrastructure projects including energy, transportation, urban construction and logistics as well as education and healthcare in Asia-Pacific region.

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Market Intervention Scheme


Market Intervention Scheme (MIS) is a price support mechanism implemented on the request of State Governments for procurement of perishable and horticultural commodities in the event of a fall in market prices. The Scheme is implemented when there is at least 10% increase in production or 10% decrease in the ruling rates over the previous normal year.

Market Intervention Scheme works in a similar fashion to Minimum Support Price based procurement mechanism for food grains, but is an adhoc mechanism.


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Proposal of MIS is approved on the specific request of State/Union Territory (UT) Government, if the State/UT Government is ready to bear 50% loss (25% in case of North-Eastern States), if any, incurred on its implementation. Further, the extent of total amount of loss shared is restricted to 25% of the total procurement value which includes cost of the commodity procured plus permitted overhead expenses.

The Department of Agriculture & Cooperation is implementing the scheme. Under MIS, funds are not allocated to the States. Instead, central share of losses as per the guidelines of MIS is released to the State Governments/UTs, for which MIS has been approved, based on specific proposals received from them.

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Disinflation
Disinflation is a slowing in the rate of price inflation.

It is used to describe instances when the inflation rate has reduced marginally over the short term.

Although it is used to describe periods of slowing inflation, disinflation should not be confused with deflation, which can be harmful to the economy.

When the overall price level decreases so that inflation rate becomes negative, it is called deflation.

It is the opposite of the often-encountered inflation.

Indian Economy -Civil Service Gurukul

25 Nov 2017 15:25

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Indian Economy -Civil Service Gurukul

25 Nov 2017 15:24

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Indian Economy -Civil Service Gurukul

25 Nov 2017 15:12

Problems with Private investment

1.      The weakening economic growth and the debt overhang problem have constrained both the capacity and flow of private investment in asset creation.

2.      Even the successful awards in roads, rail, airports and other infrastructure segments have been mired in implementation challenges, affecting the private sector’s capacity to invest afresh.

3.      To fix India’s infrastructure needs private arm of public-private partnerships (PPPs) will need to contribute at least $90 billion every year for the next 10 years, entailing a potential borrowing of at least $55-60 billion a year. That is quite a large sum for the stretched balance sheets of lenders and investors.

Areas of Focus in PPP

1.      Long-term credit and procurement processes.

The situation has aggravated sharply, with the non-performing assets (NPAs) of domestic lenders mounting.The international credit and financing market is an avenue but high-quality sponsors and assets remain few.The inability of project development and procurement agencies to adopt fairer risk-sharing principles has contributed to the financing challenge.

2.      Poor Projects

Inadequate preparedness and risk allocation has contributed to the lack of large capital.Bonds have worked well overseas as a source of project finance but the corporate or municipal bond market in India is still not deep enough to support long-term credit and refinancing commitments, unless backed by sovereign guarantees, which are difficult to come by.High project risks, poor entity rating and regulatory uncertainties also make yield-based structures difficult to implement.

3.      Market making

Financial institutions like India Infrastructure Finance Co. Ltdand the National Infrastructure Investment Fund (NIIF) should lead the market-making role by securing foreign capital and providing equity support to critical infrastructure projects.It is important in the current scenario of high NPAs.

4.      Elongated timelines due to lack of institutional capacity in the project-award process have been hurting.

Single-window clearance has rarely worked and inability to resolve disputes during the implementation stage has been a big deterrent for high-quality investors.The whole value-for-money principle that favours PPPs over traditional public sector procurement is defeated with time and cost overruns resulting from delayed pre-development and procurement activities.

Way Forward

1.      Restructuring of PPP contracts should be through objective process.

2.      The changes in concession contracts needs to be based on asset risk profiles, market conditions, technology impacts, investor appetite and bankability

3.      Experience reveals that strong leadership can make a big difference. The Delhi Metro is a good example.

4.      The same quality of leadership is required for all mega projects, whether implemented by the government or its agencies or by the private sector.

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Indian Economy -Civil Service Gurukul

25 Nov 2017 15:12

Digital in Manufacturing Ecosystem:
To strengthen the Indian economy, the Government has already rolled out schemes like ‘Make in India’ and ‘Digital India’ which are designed to boost the potential of the Indian economy.

The Union Budget 2017-18 has given a major boost to the Electronics Industry. With the plan to create an ecosystem to make the country a global hub for electronics manufacturing, the Indian Government has announced a significant increase in allocations towards incentive schemes like Modified Special Incentive Package Scheme (M-SIPS) and Electronic Development Fund (EDF) to $116.4 million in 2017-18 from $7.81 million in 2016-17.
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These schemes provide special incentives for locally manufactured electronics
With an ever-increase in the number of employable youth, a smooth transition is important to make our manufacturing ecosystem globally competitive. Impetus to electronic manufacturing to realise ‘Zero Import’ vision by establishing proper linkages in terms of right technology, raw materials and manpower will transform India into a manufacturing hub.
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GST will help scale up the entire process.

Indian Economy -Civil Service Gurukul

25 Nov 2017 15:09

http://commercegurukulca.blogspot.in/2017/11/indian-cropping-systems-and-cropping.html

Indian Economy -Civil Service Gurukul

24 Nov 2017 20:16

Notes on cropping pattern GS Paper 3 has been sent to aspirant.

Indian Economy -Civil Service Gurukul

23 Nov 2017 10:59

DEMANDS FOR GRANTS
o Article 113 of the Constitution mandates that the estimates of expenditure from the
Consolidated Fund of India included in the Annual Financial Statement and required to be voted
by the Lok Sabha are submitted in the form of Demands for Grants.
o The Demands for Grants are presented to the Lok Sabha along with the Annual Financial
Statement.
o Generally, separate demands are made for the grants proposed for each Ministry.
o Each demand contains first a statement of the total grant proposed and then a statement of the
detailed estimate under each grant divided into items.
o Demands are required to be made in the form of a motion but in practice, they are assumed to
have been moved and are proposed by the Chair to save the time of the House.

Indian Economy -Civil Service Gurukul

23 Nov 2017 10:48

Revenue Budget consists of the revenue receipts of Government (tax revenues and other revenues) and
the expenditure met from these revenues. Tax revenues comprise proceeds of taxes and other duties
levied by the Union. The estimates of revenue receipts shown in the Annual Financial Statement take
into account the effect of various taxation proposals made in the Finance Bill. Other receipts of
Government mainly consist of interest and dividend on investments made by Government, fees, and
other receipts for services rendered by Government. Revenue expenditure is for the normal running of
Government departments and various services, interest payments on debt, subsidies, etc. Broadly, the
expenditure which does not result in creation of assets for Government of India is treated as revenue
expenditure. All grants given to State Governments/Union Territories and other parties are also treated
as revenue expenditure even though some of the grants may be used for creation of assets.

Indian Economy -Civil Service Gurukul

28 Nov 2017 09:45

Mains Paper 3: Economy | Inclusive growth


Universal Basic Income

Context

IMF joins in the UBI debate

The International Monetary Fund (IMF) has added its bit to the ongoing debate on Universal Basic Income in India.The latest Fiscal Monitor of the IMF, in its analysis, used fiscal space equivalent to the cost of the public distribution system and energy subsidies in 2011-12It showed that this can finance an annual Universal Basic Income of Rs 2,600 per personIt is equivalent to about 20% of that year’s median per capita consumption, with the estimated cost at about 3% of the gross domestic product (GDP)

UBI: New to India?

The basic idea of Universal Basic Income is not new for IndiaThe erstwhile Planning Commission had worked on it in the early 1960s

Why UBI debate started?

Economists in the Union finance ministry published an excellent chapter on Universal Basic Income in the 2016-17 Economic SurveyA large proportion of the population in India still lives below the poverty line and a number of government programmes providing subsidies and support to the poor are marred by inefficienciesThere are leakages in the system, and often, people who actually need government support are left outUniversal Basic Income is seen by many as an alternative to the existing system of subsidies, which is often associated with systemic inefficiencies

Why can India not opt for Universal Basic Income?

Fiscal capacityThe Economic Survey calculations showed that a 75% universality rate with an annual Universal Basic Income of Rs 7,620 per year at 2016-17 prices will cost about 5% of the GDPEconomists calculated that an inflation-indexed Universal Basic Income of Rs 10,000 at 2014-15 prices—about three-quarters of that year’s poverty line—will cost about 10% of the GDPThinking: It is often assumed that resources can be raised by rationalizing subsidies and capturing a part of the revenue foregone on account of various tax exemptions, including in the personal income taxReality: The revenue forgone in most cases is optical and the result of poor design. In any case, a part of it is now out of the system with the implementation of the goods and services taxFurther, politically, it will be extremely difficult to roll back subsidies in order to create fiscal space for Universal Basic Income

2. Can create distortions in the labour market

A steady, permanent and guaranteed income without any work is likely to affect labour mobility and participationIt is also likely to increase wages, as has been witnessed after the implementation of the Mahatma Gandhi National Rural Employment Guarantee ActProblem: Higher wages without a commensurate increase in productivity will affect India’s competitivenessThis could also have longer-term implications in terms of higher inflation and lower growth

3. Nature of Indian politics

It is highly likely that political parties, in order to improve their chances in elections, would want to increase the amount of Universal Basic IncomeOr try to bring back subsidies in some form or the other, which will have fiscal implicationsIndia still has to prove that it can actually run balanced budgets for an extended periodThe political class always has this temptation to declare premature victories and give away fiscal gains

What India actually needs?

India needs rationalization of subsidies, better targeting and operational efficiencyIt needs to move to cash transfers at an accelerated pace with the use of Jan-Dhan, Aadhaar and mobileThis will help reduce costs and spare resources for capital spending to augment growthAs history has shown, the best way to pull people out of poverty is sustained higher growth.
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Indian Economy -Civil Service Gurukul

28 Nov 2017 09:33

What can policy-makers do to revive job growth?

Industrial, trade policyAn industrial and trade policy is neededFor 20 years after economic reforms began in 1991 there was no National Manufacturing Policy, and the Policy, when it came in 2011, was not even implementedThe Department of Industrial Policy and Promotion (DIPP) is finally preparing an industrial policyIt is essential that trade policy is consistent with such an industrial policyOtherwise, the two may work at cross purposes and undermine each other’s objectivesManufacturing has been badly affected by inverted duty structures

    2. Special packages needed for labour-intensive industries

There are a number of labour intensive manufacturing sectors in India such as food processing, leather and footwear, wood manufacturers and furniture, textiles and apparel and garmentsThe nature of the package will need to be individually designed for each sector defined as quickly as possible

   3. Cluster development

There should be cluster development to support job creation in micro, small and medium enterprises (MSMEs)Most of the unorganized sector employment is in MSMEs, which tend to be concentrated in specific geographic locationsThere is a cluster development programme of the Ministry of MSMEs, which is poorly funded and could be better designed as well

   4. Align urban development with manufacturing clusters

Infrastructure investment by the government always creates many jobsThe Ministry of Urban Development (MoUD) has a programme called AMRUT (Atal Mission for Rejuvenation and Urban Transformation) aimed at improving infrastructure for small townsAn engagement between the Urban Development and MSME Ministries is necessary to ensure that the infrastructure investment under it is taking place in towns which have clusters of unorganised sector economic activitiesIt will attract more investment to industrial clusters, which is where most non-agricultural jobs are

   5. Focus on women

Girls are losing out in jobs, or those with increasing education can’t find them, despite having gotten higher levels of education in the last 10 yearsThe problem with skilling programmes has been low placement after skilling is completeSkilling close to clusters (rather than standalone vocational training providers), which is where the jobs are, is likely to be more successfulThe availability of jobs close to where the skilling is conducted will also enhance the demand for skilling

   6. Public investments in health, education, police, and judiciary 

This can create many government jobs

Health

Public investment in the health sector has remained even in the last three years at 1.15% of GDP, despite the creation of the National health policy at the beginning of 2017Given the state of health and nutrition of the population, it is critical that public expenditure on health is increased fasterMore government expenditure in health means more jobs in government and better health outcomesPreventive and public health has always been in all countries the responsibility of government

Education

Government schools have poor quality and parents are voting with their feet by spending money on private schools, whether or not the poor parents can afford itThe number of teachers required, at secondary and higher secondary levels, is very high, particularly in science and mathematicsMany new government jobs can be provided if more young people could be trained specially to become teachers for science and mathematics at the secondary and higher secondary levels

Police and Judiciary

While the number of paramilitary personnel continues to grow, State governments are not filling even sanctioned posts in the policy and in the judiciary (at all levels there are vacancies)More police and a larger judiciary can both reduce crime as well as speed up the process of justice for the ordinary citizen.

Indian Economy -Civil Service Gurukul

28 Nov 2017 07:55

🎖🎖🎖🎖🎖🎖🎖🎖🎖🎖WELCOME TO INDIA’S FIRST & ONLY COMMERCE GURUKUL WITH INDIAN ECONOMY GUIDANCE FOR UPSC PRELIMS AND UPSC MAINS GS Paper 3 .
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This is Master initiative of INDIAN ECONOMY and GS paper 3 preparation which gives smart Preparation and Guidance for INDIAN ECONOMY for UPSC prelims and GS paper 3 UPSC mains.
We are targeting your betterment & writing skill development. You will feel the difference in few weeks
Benefit of Guidance.
🏆🏵✅GS paper 3 and Indian Economy UPSC prelims 2018 guidance will be started from 16 December 2017.🏆🏵
✅1. Value added notes will be provided on every topic of GS paper 3 .
✅2. All topic with proper guidance will be properly completed.
✅3. Apart from notes , We will provide model question with answer for every topic of GS paper 3 to improve writing skill.
✅4. We will cover current affairs portion also.We provides currents affairs news till mains 2018.
✅5.Test for UPSC Prelims 2018 will be conducted every month till May 2018.
✅6. All Indian economy query will be resolved through mail or phone within 3 days from asking query.
✅7.Monthly Current affairs gist on Indian economy for UPSC prelims 2018 will be provided to registered students.
✅8.Our notes will help in Essay writing paper also.
✅9.Benefit in terms of Exam Marks
Prelims UPSC - 40 marks (approx)
GS Paper 3 -250 Marks
Essay Paper-250 marks (approx)
Total Exam marks we are covering 500 marks in Civil Services Mains Examination and 40 Marks (approx)-Indian economy in UPSC prelims 2018.


Pay Rs.3990 for one year guidance as fees for GS paper 3 guidance and Indian economy prelims guidance in below mentioned account to get register and send Payment receipt on indianeconomyias@gmail.com
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Indian Economy -Civil Service Gurukul

27 Nov 2017 06:57

Bank recapitalisation fix NPA issue

With India’s economic growth faltering in the last couple of years, the government has been casting about for ways to galvanise the economy like Demonetisation and introduction of GST. Its economic benefits will be long in coming while the short-term disruption has been very real.

Bank’s capital adequacy ratio (CAR) has become adverse.
The recovery process set up through the Insolvency and Bankruptcy Code (IBC) reform had not been working at the desired pace.
PSBs are facing the prospect of having to take haircuts on loans stuck in insolvency proceedings.
The size of the haircuts the banking system is expected to become more expensive in terms of capital in the banking system.
Till the recovery process gathers momentum, more capital would be required. There is also a time dimension associated with this equation.
Enhancing the flow of credit is critical for revitalising India’s growth momentum at a time when the global economy is recovering.
Private investments remain elusive in the face of the “twin-balance sheet problem”.
If banks do not have adequate capital, they cannot lend. This would dampen the economy.

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Indian Economy -Civil Service Gurukul

26 Nov 2017 09:33

Merchandise Exports from India Scheme (MEIS) under Foreign Trade Policy of India

About MEIS:

What is it?

Merchandise Exports from India Scheme (MEIS) under Foreign Trade Policy of India (FTP 2015-20) is one of the two schemes introduced in Foreign Trade Policy of India 2015-20, as a part of Exports from India Scheme.

Objective of Merchandise Exports from India Scheme (MEIS) as per Indian Foreign Trade Policy 2015-20 (FTP 2015-20) is to offset infrastructural inefficiencies and associated costs involved in export of goods/products, which are produced/manufactured in India, especially those having high export intensity, employment potential and thereby enhancing India’s export competitiveness.
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Indian Economy -Civil Service Gurukul

26 Nov 2017 05:24

✅💐💐💐💐💐💐💐💐💐
🏆🏆🏆🏆🏆🏆🏆🏆🏆🏆 Congratulations to all of the Indian economy Member, Commerce Gurukul had created this Indian economy channel on 15th september 2017. Within 73 days .This Channel crossed
5⃣0⃣0⃣0⃣+ Members for Indian economy guidance and GS paper 3 guidance as on today .Thank you all of you for so much of love and Support.
Keep sharing this channel link to others so that others will get benefit.
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Suraj P Modi - Founder of Currentaffairsonly.
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Indian Economy -Civil Service Gurukul

25 Nov 2017 19:07

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Indian Economy -Civil Service Gurukul

25 Nov 2017 15:25

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Indian Economy -Civil Service Gurukul

25 Nov 2017 15:24

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Indian Economy -Civil Service Gurukul

25 Nov 2017 15:12

Target NET ZERO Imports is a striking demonstration of intent.

This pillar focuses on promoting electronics manufacturing in the country with the target of NET ZERO Imports by 2020 as a striking demonstration of intent.

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This ambitious goal requires coordinated action on many fronts, such as:
• Taxation, incentives
• Economies of scale, eliminating cost disadvantages
• Focus areas – Big Ticket Items like FABS, Fab-less design, Set top boxes, VSATs, Mobiles, Consumer & Medical Electronics, Smart Energy meters, Smart cards, micro-ATMs
• Incubators, clusters
• Skill development, Enhancing PhDs
• Government procurement
• Safety Standards – Compulsory registration, Support for Labs and MSMEs’
• National Award, Marketing, Brand Building
• National Centres – Flexible Electronics, Security Forces
• R & D in electronics
There are many ongoing programs which will be fine-tuned. Existing structures are inadequate to handle this goal and need strengthening.
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Demand for electronic goods is increasing with a Compound Annual Growth Rate (CAGR) of 22% and is expected to touch 400 Billion USD by 2020. Indian government is also taking several steps to promote manufacturing and investment in this sector, which puts India high on the list of potential places to invest.
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Indian Economy -Civil Service Gurukul

25 Nov 2017 15:12

Commerce Gurukul
Digital India:
Digital India is a campaign launched by the Government of India to ensure that Government services are made available to citizens electronically by improved online infrastructure and by increasing Internet connectivity or by making the country digitally empowered in the field of technology.

It was launched on 2 July 2015 by Prime Minister Narendra Modi. The initiative includes plans to connect rural areas with high-speed internet networks. Digital India consists of three core components. They are:
• Development of secure and stable Digital Infrastructure
• Delivering government services digitally
• Universal Digital Literacy
Digital India Motto is "Power To Empower"
Join soon for Guidance - @economyupsc

Indian Economy -Civil Service Gurukul

25 Nov 2017 15:06

🎖🎖🎖🎖🎖🎖🎖🎖🎖🎖WELCOME TO INDIA’S FIRST & ONLY COMMERCE GURUKUL WITH INDIAN ECONOMY GUIDANCE FOR UPSC PRELIMS AND UPSC MAINS GS Paper 3 .
💰💰💰💰💰💰💰💰💰

This is Master initiative of INDIAN ECONOMY and GS paper 3 preparation which gives smart Preparation and Guidance for INDIAN ECONOMY for UPSC prelims and GS paper 3 UPSC mains.
We are targeting your betterment & writing skill development. You will feel the difference in few weeks
Benefit of Guidance.
🏆🏵✅GS paper 3 and Indian Economy UPSC prelims 2018 guidance will be started from 16 December 2017.🏆🏵
✅1. Value added notes will be provided on every topic of GS paper 3 .
✅2. All topic with proper guidance will be properly completed.
✅3. Apart from notes , We will provide model question with answer for every topic of GS paper 3 to improve writing skill.
✅4. We will cover current affairs portion also.We provides currents affairs news till mains 2018.
✅5.Test for UPSC Prelims 2018 will be conducted every month till May 2018.
✅6. All Indian economy query will be resolved through mail or phone within 3 days from asking query.
✅7.Monthly Current affairs gist on Indian economy for UPSC prelims 2018 will be provided to registered students.
✅8.Our notes will help in Essay writing paper also.
✅9.Benefit in terms of Exam Marks
Prelims UPSC - 40 marks (approx)
GS Paper 3 -250 Marks
Essay Paper-250 marks (approx)
Total Exam marks we are covering 500 marks in Civil Services Mains Examination and 40 Marks (approx)-Indian economy in UPSC prelims 2018.


Pay Rs.3990 for one year guidance as fees for GS paper 3 guidance and Indian economy prelims guidance in below mentioned account to get register and send Payment receipt on indianeconomyias@gmail.com
🏦🏦🏦🏦🏦🏦🏦🏦🏦
Bank Account details

Name:DHANANJAY KUMAR OJHA
Bank a/c. No 33589647599
IFSC CODE: SBIN0005702
Type of A/c: Saving

🎯🎯🎯🎯🎯🎯🎯🎯🎯🎯
After making payment ,Please click on link given below to fill the form to get register smart Preparation and Guidance for INDIAN ECONOMY.
✅Form Link to fill the form to get register = https://goo.gl/forms/LIoirsCi7xFEa44c2


For more details Contact at
Indianeconomyias@gmail.com

Telegram Channel -
t.me/economyupsc


Telegram ID- t.me/cadhananjay


www.commercegurukul.wordpress.com

Indian Economy -Civil Service Gurukul

23 Nov 2017 21:44

👆we will start another guidance program from 16th December 2017 on the special request of aspirant.
For registration contact at
@cadhan
7678456921

Indian Economy -Civil Service Gurukul

23 Nov 2017 10:55

Capital Budget consists capital receipts and capital payments. The capital receipts are loans raised by
Government from public, called market loans, borrowings by Government from Reserve Bank and
other parties through sale of Treasury Bills, loans received from foreign Governments and bodies,
disinvestment receipts and recoveries of loans from State and Union Territory Governments and other
parties. Capital payments consist of capital expenditure on acquisition of assets like land, buildings,
machinery, equipment, as also investments in shares, etc., and loans and advances granted by Central
Government to State and Union Territory Governments, Government companies, Corporations
and other parties.

Indian Economy -Civil Service Gurukul

23 Nov 2017 10:43

CA Dhananjay Ojha:
🏆🏵✅GS paper 3 guidance UPSC mains 2018 and Indian Economy UPSC prelims 2018 guidance will be started from 16 December 2017.🏆🏵
✅1. Value added notes will be provided on every topic of GS paper 3 .There are almost 15 topic consists of economy, agriculture,science and techonology , Disaster management and Internal securities.
✅2. All topic related with GS Paper 3 with proper guidance will be completed before february 2018.
✅3. Apart from notes , We will provide model question with answer for every topic of GS paper 3 to improve writing skill.
✅4. We will cover current affairs portion also.We provides currents affairs news till mains 2018.
✅5.Test for UPSC Prelims 2018 will be conducted every month till May 2018.
✅6. All Indian economy query will be resolved through mail or phone within 3 days from asking query.
✅7.Monthly Current affairs gist on Indian economy for UPSC prelims 2018 will be provided to registered students.
✅8.Our notes will help in Essay writing paper also.
✅9.Benefit in terms of Exam Marks
Prelims UPSC - 40 marks (approx)
GS Paper 3 -250 Marks
Essay Paper-250 marks (approx)
Total Exam marks we are covering 500 marks in Civil Services Mains Examination and 40 Marks (approx)-Indian economy in UPSC prelims 2018.

Only registered students will be eligible for guidance .
For more details
Contact at
Telegram link .
@cadhan

Commerce Gurukul