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The best channel for news about FinTech in english and french. This channel was created on 22 September 2015. TeleGuard ID : C-R2YAWNQTB #fintech #fintechnews #fintechstartup #cryptocurrencies #bitcoin
These five companies illustrate the diversity and dynamism of the fintech sector. Whether it's simplifying payments, reinventing banking, connecting the ecosystem, or reaching new populations, these fintech leaders are not just following trends—they are creating them, thus redefining the future of finance for everyone.
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Fintech News Summary: Week of June 16, 2025
Here's a summary of the key fintech news for the week of June 16, 2025:
1. AI Continues to Dominate the News
* TD Bank deployed an AI-powered predictive model to personalize the customer experience, highlighting AI's increasing importance in enhancing banking services.
* Starling Bank (London-based) launched a new AI-driven tool to help its customers better understand their spending habits.
* Revolut plans to launch an AI-powered financial assistant as part of its accelerated global expansion.
* G42, an AI-focused group based in the UAE, established a subsidiary in Europe and the UK to expand its operations.
* Discussions intensified on how agency AI is poised to transform financial services through automation and personalization.
2. Strategic Moves and Acquisitions
* Stripe acquired Privy to strengthen its crypto infrastructure offering, indicating continued interest in integrating cryptocurrencies into traditional payment services.
* BoursoBank (France) now offers crypto-asset ETNs (Exchange Traded Notes) with no purchase fees on its Boursomarkets platform, making crypto investment more accessible.
* Finom raised €115 million to develop its financial tools for SMEs.
3. Regulatory and Cryptocurrency Developments
* Crypto giants are on the verge of obtaining licenses to operate in the European Union, signaling a gradual normalization of the market.
* In Brazil, the government adopted measures on the taxation of financial investments and virtual assets, including the removal of the exemption on crypto profits under R$35,000 and the introduction of a flat rate of 17.5% on all digital asset capital gains.
* The UK clarified its plans to amend "Buy Now, Pay Later" (BNPL) service regulations for domestic property providers, concluding that these services pose a low risk to consumers.
* The EU Council approved its negotiating mandate on the European Commission's proposals for a new Payment Services Directive (PSD3) and a Payment Services Regulation (PSR).
* Commission Delegated Regulation (EU) 2025/1190 was published, setting out Regulatory Technical Standards (RTS) on threat-led penetration testing (TLPT) under the Digital Operational Resilience Act (DORA).
4. Consumer Trends
* A study showed that European consumers prefer an "all-in-one" financial app format, but a lack of features often drives them to use multiple apps.
In summary, the week was marked by an acceleration of AI integration into financial services, consolidation and investment movements within the sector, and significant advancements in cryptocurrency and payment regulations.
BitcoinOS Demo Sends BTC to Cardano and Back—Without a Cross-Chain Bridge - Decrypt
https://decrypt.co/317840/bitcoinos-demo-sends-btc-to-cardano-and-back-without-a-cross-chain-bridge
Bank Sarasin Acquires 70% Majority Stake in Denmark’s Saxo Bank - Fintech Schweiz Digital Finance News - FintechNewsCH
https://fintechnews.ch/roboadvisor_onlinewealth/bank-sarasin-acquires-70-majority-stake-in-denmarks-saxo-bank/75032/
Le président de la BNS se positionne contre le bitcoin comme réserve - rts.ch - Economie
https://www.rts.ch/info/economie/2025/article/la-bns-rejette-le-bitcoin-comme-reserve-trop-volatil-et-risque-28807419.html
From BNY to Citi, Wall Street Moves In on Crypto — The Information
https://www.theinformation.com/articles/from-bny-to-citi-wall-street-moves-in-on-crypto
https://www.ccn.com/news/cardano-spot-etf-approval-timing-details/
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Memecoins Show Coinbase's Base Blockchain Isn't So Centralized, Founder Says
https://www.coindesk.com/tech/2024/11/28/memecoins-show-coinbases-base-blockchain-isnt-so-centralized-founder-says
Cryptocurrency clarified to be personal property in China, remains barred for businesses
https://cryptoslate.com/crypto-clarified-as-personal-property-in-china-remains-barred-for-businesses/
Telegram, clé de l’essor crypto en Afrique et Europe de l’Est
https://www.cointribune.com/telegram-cle-de-lessor-crypto-en-afrique-et-europe-de-lest/
https://www.finews.asia/finance/42251-ubs-asset-management-tokenization-tokenized-fund
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Bitcoin Price News: Crypto Fear and Greed Index Flashes 'Extreme Greed' Amid BTC Price Drop
https://www.coindesk.com/markets/2024/11/01/bitcoin-price-drop-leads-to-250m-bullish-liquidations-crypto-sentiment-indicator-signals-top/
Crypto-monnaie: La raison derrière le nouvel envol du cours du bitcoin
https://www.blick.ch/fr/news/monde/que-se-cache-t-il-derriere-le-recent-engouement-pour-la-cryptographie-le-cours-du-bitcoin-grimpe-en-fleche-et-sapproche-de-son-record-absolu-id20243486.html
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Bitcoin : Le Salvador annonce le rachat de 940 millions de dollars de sa dette - Journal du Coin
https://journalducoin.com/bitcoin/bitcoin-salvador-annonce-rachat-940-millions-dollars-dette/
The Fintech Landscape in 2025: Here Are the Top 5 Global Leaders Redefining Finance
The financial technology (fintech) sector continues to reshape the global financial landscape at a breathtaking pace. In 2025, a handful of companies stand out for their innovation, meteoric growth, and impact on millions of consumers and businesses. Here are the top 5 fintechs dominating the world, based on their valuation, innovation, and market influence.
1. Stripe: The Online Payments Giant
Stripe has established itself as the backbone of the digital economy, offering a comprehensive suite of payment processing tools for businesses of all sizes. Its robust and easy-to-integrate platform has made it a preferred choice for startups and tech giants alike.
* Key Services: Online payment processing, subscriptions, invoicing, fraud prevention.
* Valuation and Funding: Stripe was recently valued at $65 billion, making it one of the most valuable startups in the world.
* Success Factors: Cutting-edge technology, a clear focus on developers, and continuous expansion of its services, including tools for revenue management and fraud prevention.
2. Revolut: The Financial Super-App
The British fintech Revolut has evolved far beyond its beginnings as a simple currency exchange app. It is now a global financial "super-app" that offers an extensive range of services, from banking and insurance to cryptocurrency trading and wealth management.
* Key Services: Current accounts, debit cards, currency exchange, stock and cryptocurrency trading, insurance.
* User Base: Revolut has tens of millions of customers worldwide and continues to expand into new markets.
* Success Factors: a seamless user experience, a wide range of integrated services, and an aggressive international expansion strategy.
3. Chime: The American Neobank Leader
Chime has disrupted the traditional banking sector in the United States by offering fee-free, mobile-first banking services. Its simple and transparent value proposition has attracted millions of customers looking for an alternative to traditional banks.
* Key Services: Fee-free checking and savings accounts, early direct deposit, a secured credit card to help build credit scores.
* Market Impact: Chime is one of the largest and most popular neobanks in the United States, challenging established players.
* Success Factors: A business model with no hidden fees, innovative features like "SpotMe" (a form of fee-free overdraft), and a strong focus on its members' financial well-being.
4. Plaid: The Connector of the Fintech Ecosystem
Plaid operates behind the scenes to power much of the fintech ecosystem. Its technology allows consumers to securely connect their bank accounts to thousands of financial apps and services, from Venmo to Coinbase.
* Key Services: APIs for bank account linking, identity verification, and transaction data extraction.
* Role in the Industry: Plaid is a foundational player that facilitates innovation for countless other fintech companies.
* Success Factors: Reliable and secure technology, a vast network of connections with financial institutions, and growing demand for connected financial services.
5. Nubank: The Brazilian Digital Finance Giant
Nubank has transformed the banking sector in Latin America, a region where a large portion of the population was previously unbanked or underbanked. By offering simple, transparent, and fully digital financial products, Nubank has experienced exponential growth.
* Key Services: Fee-free credit cards, high-yield savings accounts, personal loans, and business banking services.
* Reach and Influence: Nubank is one of the largest digital banks in the world by customer count, with a strong presence in Brazil, Mexico, and Colombia.
* Success Factors: A deep understanding of the needs of the Latin American market, an exceptional customer experience, and a commitment to financial inclusion.
https://fintechnews.ch/roboadvisor_onlinewealth/yuh-profitable-2024-growth/75099/
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Google to Allow Bitcoin Wallet Access—Is This the Start of Mass Crypto Adoption? - The Bit Journal
https://thebitjournal.com/google-to-allow-bitcoin-wallet-access-is-this-the-start-of-mass-crypto-adoption/
Bitcoin (BTC) Price Bounces to $99K, XRP, ETH Rally as Trade War Tensions Suddenly Ease
https://www.coindesk.com/markets/2025/02/03/bitcoin-bounces-above-usd99k-xrp-surges-40-as-trade-war-tensions-suddenly-ease
Musk’s DOGE Considers Blockchain to Revolutionize US Systems
https://beincrypto.com/musks-doge-considers-blockchain-to-revolutionize-us-systems/
Une nouvelle banque choisit Ethereum (ETH) : UBS lance son fonds tokenisé
https://cryptoast.fr/nouvelle-banque-choisit-ethereum-eth-ubs-lance-fonds-tokenise/
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Crypto Degens Baited an Experimental AI Bot Into Promoting a Token. It’s Now Up 16,000%
https://www.coindesk.com/news-analysis/2024/10/16/crypto-degens-baited-an-experimental-ai-bot-into-promoting-a-token-its-now-up-16000/
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