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The most effective way to apologise!!

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Legal Tech Asia

Still confused between a company and an LLP? Don't worry - join us as we go live with the founder of Business Guru tomorrow at 6 pm and write your queries in 'Comments'! See you soon :)

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Plugging your smartphone to public charging stations or computers using USB cables can make your device vulnerable to hackers. Experts have long known the risks of charging a smartphone using a USB cord that can also transfer data. But a new research shows that even without data wires, hackers using a "side channel" can quickly find out what websites a user has visited while charging a device. Researchers warn that a malicious charging station can use seemingly unrelated data -such as a device's power consumption -to extract sensitive information. Be very careful before charging your phone at a public place. It is a better alternative to carry a power bank instead.

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Think twice before becoming administrator of a group on WhatsApp or Facebook as one is liable for prosecution if any rumour or fake news is circulated on it. Concerns have been raised about social media misuse as fake news, morphed photographs and disturbing videos with fabricated local narratives can easily be circulated that can trigger tension and even communal rift in an area. To curb this, such a rule is being implemented.

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Legal Tech Asia

Visit www.kyabae.com for more hacks and tips..!!

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Legal Tech Asia

Forget phishing, ‘SMISHING’ is the hackers’ new tool!

Here’s how it works – victims receive a text message purporting to be from their banks, advising them that new direct debits have been set up. The messages ask victims to contact the bank on a number provided if these haven’t been authorized. When the victim contacts the ‘bank’ on that number, personal details are asked on the pretext of verification. Fraudsters then take control of the account and send payments.

In case you receive such a message, don’t ignore it (it may be a genuine message from your bank). Instead, do this - always call your bank using a number from a bank statement or a verified source, not a text message, and seek clarification.

To know more, subscribe to us at www.kyabae.com

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Legal Tech Asia

http://www.kyabae.com/customerexploitation/rise-phantom-discounts-check-discount-real/

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Legal Tech Asia

It is now mandatory to link Aadhaar to your bank account:

All accounts opened from July 2014 to August 2015 will have to submit Know Your Customer (KYC) details and their Aadhaar number to banks and financial institutions by 30th April, and self-certify them to comply with FATCA regulations (Foreign Tax Compliance Act). In case the account holders are unable to furnish details and provide self-certification by the new deadline, banks and financial institutions have the option of blocking the accounts.

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Those struggling to link their Permanent Account Number (PAN) with Aadhaar because of their names being differently spelt on the cards can now simply upload a scanned copy of their PAN to get their work done. The income tax department plans to introduce an option on the e-filing portal, through which a taxpayer can link their Aadhaar without changing the name by opting for a One-Time Password (OTP), provided the person's year of birth matches in both documents.
FYI - Over 1.08 crore assessees have already Aadhaar-linked PAN, but the number is abysmally low, as there are over 25 crore PAN cardholders in the country, while Aadhaar has been issued to 111 crore people.

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Indian cities are already among those with the poorest air quality in the world. Upgrading to stricter fuel standards is nothing short of an absolute necessity, and in this regard, only vehicles who comply with BS-IV norms (which set limits for release of air pollutants by vehicles) have been permitted to be sold from April onwards. While this is a nightmare for automobile manufacturers and dealers (because of large stocks of non-compliant vehicles), we salute this man who #DaresToBeDifferent :

"We don't inherit the world from our ancestors. We borrow the world from our children. Its not easy to take a stand different from peers. But we felt a deep compulsion to do so for our friends, the children of our friends and the friends of our children."
- Rajiv Bajaj, MD, Bajaj Auto
(On BS-IV emission norms implementation deadline)

Contributed by Het Choksey

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Legal Tech Asia

If you are an Android user - BEWARE!
Android apps are mining smartphone users' data by secretly colluding with each other. Apps can trade information, a capability that can lead to serious consequences in terms of security. It is common information that types of app fall into two major categories: malware apps specifically designed to launch a cyberattack; and apps that simply allow for collusion and privilege escalation. What is shocking is that the biggest security risks come from some of the least capable apps. So before keying in any information on your phone - be careful!

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Legal Tech Asia

Want to incorporate a company/LLP - here's how you can do it for FREE (T&C apply): http://www.kyabae.com/consumerawareness/lets-start-now-starting-business-even-easier-oh-free/

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Legal Tech Asia

Getting additional discount on ANY site is always a good thing right? Here's how to make it happen: http://www.kyabae.com/consumerawareness/heres-can-get-additional-discount-site-shopping-online/

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Legal Tech Asia

Interested in earning cash for doing what you already do online? This is one of the easiest methods of making money online without really any effort or change in your behaviour. Qmee.com is a site which rewards you for searching in Google, Bing or Yahoo. You just install a simple add-on to your browser and when you conduct a search there may be a few sponsored results alongside your normal search. Each Qmee result has a cash reward attached – if you are interested in it simply click on it and collect your reward. Here’s how it works: https://www.qmee.com/how_it_works

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It is not uncommon for certain dishes to be wrongly added in your food bill in restaurants. That itself isn’t the scam. You’ll tell them you didn’t order them, and they’ll say “oops, that was another table!” They will say okay, let’s subtract that amount of the wrongly added dish. The scam is the service charge of 15% and luxury charge of at least 10% which is charged on the first and higher amount, and which they don’t cancel. To avoid this wrongdoing, make sure they make you a new bill with only the dishes you have actually ordered.

Tell us about scams you know of for everyone's benefit, by writing to us at info@kyabae.com !

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Remember this kid from Kuch Kuch Hota Hai? Catch him "live" on our Facebook page today at 6 pm as he hosts "KYABAE Talkies" !!!! https://www.facebook.com/KyaBae-823161817793983/)

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Can't decide which suits you better - LLP or a Pvt. Ltd. Co? Worry no more - here is your answer: http://www.kyabae.com/entrepreneurship/llp-pvt-co-which-one/

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Use these tools to plan your taxes if you have salary income for FY 17-18: http://www.kyabae.com/consumerawareness/tax-planning-tools-salary-income-fy-17-18/

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Hooks are commonplace in bathrooms, but security authorities have issued a warning about a particular type. Found in public toilets, hotels and changing rooms, the hooks contain hidden cameras that perverts are using to spy on people.The devices are selling on Amazon for as little as around Rs. 650. Often sold as home security devices, the hooks have small dots at the top which are actually cameras. Check the hooks for dots, or a hidden camera before using changing rooms or bathrooms at any public place.

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Financial planning is not only for the CA's and CFA's - only you can be incharge of your money. Follow these 10 mantras for successful 'financial planning'..

http://www.kyabae.com/fingyaan/10-must-follow-rules-financial-planning/

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Legal Tech Asia

Visit www.kyabae.com for more!

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Legal Tech Asia

The popularity of online dating sites is only increasing with each passing day. Many have found their life partners via them, but, many more are being conned too. Welcome to the era of ‘romance scams’.

In a typical scam, the fraudster identifies potential victims through a dating site. He then tailors his personality to suit what the victim is looking for. Questions are asked of the woman so that the fraudster can ascertain how much money the woman has and whether it is worth pursuing. He will then aim to continue the relationship via Skype or email. This is an attempt to isolate the victim. The scammer will say he is working abroad and wants to meet the victim. But there will be something stopping him, such as a hospital visit. After coaxing the victim offline, the typical fraudster will ask for money after a couple of weeks, initially for small amounts, and more money will be requested thereafter. Once the money is transferred, he will vanish.

Here’s what you should do - do not transfer any money until you have met the person, and are sure of him, and always, always, click pictures of the person you meet via the internet, so that if something does go wrong, it is easier identify the fraudster.

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Find out by clicking here: http://bit.ly/2oP6AOo

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If you love playing loud music - be careful. According to new guidelines, government authorities can seize equipment, including DJ system, speakers, and banjo, on the spot for causing noise pollution. Earlier, authorities could only stop you from playing loud music - now, they have been given more power so as to seize the entire instrument from those playing loud music and disturbing the environment.

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We often underestimate the power of our signature - here's what can happen if you take your signature lightly, and sign any paper without reading: http://www.kyabae.com/consumerawareness/important-know-signing/

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Do you know of the ‘greeting card’ scam? It is executed via the greeting cards that you receive in your email inbox and seem to be coming from a friend. If you open such an email and click on the card, you usually end up with malicious software that is being downloaded and installed on your operating system – thereby compromising all your personal data and passwords. Your computer will start sending private data and financial information to a fraudulent server controlled by IT criminals. To keep yourself safe from identity theft and data breach, do NOT fall for such emails, and have a strong anti-virus software installed.

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Have you heard of ‘clickworker’? It is a real quick way of making good money off the internet. The Clickworker.com concept is based on ‘internet crowd-sourcing’ where businesses advertise specific, scalable tasks they need completing quickly, such as data entry, filling surveys or web research. You are rewarded and paid for the work you do, and you can choose for what and when you work. Check it out here: http://bit.ly/2auvGL9

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When you rent a bike or car, take photos of the damage already there and show them before accepting the vehicle – else, at the time of returning it, the renter will make you pay for the damage you have ‘not’ caused. Also, what often happens in case of renting bikes is that the renter will steal his own bike from you and then make you buy a new one. Don’t forget to lock it up safely and securely!

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March is the season for taxes, and April - for tax planning. This new financial year - take wiser decisions. Read about how various investments are taxed here: http://bit.ly/2flAZNF

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You answer the phone and the person on the other end says, “can you hear me?”, or “am I speaking to Mr. so-and-so?”. Seems harmless, right? Well, beware – this is the new ‘phone scam’! The idea of this phone scam is aimed at getting people who answer the call to say the word “yes”. It may not seem like a big deal at the time, but it's what the criminals can do later with that recording that's dangerous to you, your information and your identity. You say “yes”, it gets recorded and they say that you have agreed to something. Once they have a recording on file of your voice saying “yes”, scammers then use it to authorize unwanted charges on bills, credit cards and more. Some companies also use it to activate expensive plans under your name and falsely received consent in the form of “yes”.

For more updates and hacks, visit us on www.kyabae.com !!

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