How did you find the motivation to overcome an (porn) addiction? Discussion
If you've overcome or are in recovery for an addiction how did you find the motivation to give it up and stick with it? How did you recognize you had a problem?
My husband is very addicted to porn, but doesn't see it as an issue even though it's had a tremendous negative impact on our relationship. I've asked him to stop and he's briefly tried treatments before. I know he has to want to change. Would love to know how you found that motivation?
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Discussion Can you guys give some reasons to get a job, besides money, of course?
I have a weird brain. If I have to chase primary goals, I tend to become lazy.
For example, in drawing: if I aim for exposure, I will probably procrastinate a lot. But if I focus on honing my skills, I will draw more often.
Another example is in gaming: if I aim to win the game, I tend to go on autopilot and not have fun. But if I aim to explore strategies or try different ways to play the game, I end up having fun like there's no tomorrow.
Can you guys give some reasons to get a job besides money? Thanks.
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[Image] Greatness of people defined by Shakespeare.
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Hope After Darkness [image]
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Discussion How to Overcome Deficiencies and Design a Better Life Machine
In Principles, Ray Dalio talks about your “Two Yous and Your Machine.”
He says, “Think of yourself as a machine operating within a machine, and know that you can alter your machines to produce better outcomes.”
Imagine you’re passionate about teaching guitar. You dream of making a full-time income from it, but you believe the market is too saturated. So, you settle for just a few local students.
This belief is a deficiency—it limits how you design your life machine. If you believed differently, you’d design a machine to achieve your true goal.
But overcoming a belief deficiency isn’t enough. What if you lack the work ethic to execute your plan? Or the marketing skills to attract clients? These are trait and skill deficiencies that can cripple even the best-designed machine.
So, how do you uncover and fix these deficiencies?
1. Know Where You’re Headed: Define specific, clear outcomes. For example, instead of saying “I want to make money online,” say “I want to earn $200,000 per year from an online course in early childhood care.” The clearer your goal, the easier it is to spot bottlenecks.
2. Be Ruthlessly Honest About Where You Are: If you haven’t achieved your goal, it’s because there’s a deficiency somewhere. Maybe you lack the marketing know-how or the discipline to follow through. Identify it, accept it, and work on it.
The key takeaway? Design your machine with precision, work on it relentlessly, and be honest about your shortcomings. That’s how you build a life machine that works for you.
https://redd.it/1f3j98j
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[STORY] Facing fears and embracing new beginnings: My unexpected journey
Hi everyone!
I wanted to share my story in the hope that it might help someone out there who’s struggling or feeling stuck. Life often throws challenges our way, and sometimes things don’t go according to plan. But I’ve learnt that, even in our darkest moments, there’s always a way to come out stronger.
This is my first time to talk about my personal life on the internet – it’s shifting my comfort zone already!
Years ago, my girlfriend left me, and I’ll be honest - it devastated me. I was pulled into a deep, dark hole of self-destruction. I felt utterly lost and couldn’t see a way out. But despite all that pain, something inside me pushed me to find out what I was truly made of. I turned to extreme sports, picking up skydiving and scuba diving - both things that absolutely terrified me but intrigued me at the same time. I wanted to push my limits and see if I could turn my life around.
On my very first skydive, something went terribly wrong.
I experienced what’s known as a bag lock, where my parachute didn’t open properly. I was paralysed with fear, frozen mid-air, unsure if this was how it would end. As I reached for my reserve chute, my main chute suddenly deployed, just 500 metres above the ground. It was the closest I’ve ever come to death, and that terror stayed with me long after. Every time I went up in the plane after that incident, I felt sick with anxiety. I was afraid, and I won’t pretend otherwise. But something inside me refused to give up. No matter how much my stomach churned as we climbed higher, no matter how scared I felt, I kept going back. I kept jumping. I wanted to conquer that fear, to prove to myself that it wouldn’t hold me back. And slowly, after many jumps, the fear began to subside. Eventually, skydiving even became fun - something I’d never imagined possible after that first experience.
***Life lesson:*** *When life pulls you into darkness, find a way to challenge yourself. Confronting your fears head-on leads to discovering your true strength and potential. Even in the most frightening situations – don’t give up. Sometimes, what feels like the end is just a moment before breakthrough. Persistence in the face of fear can lead to unexpected triumphs. However, overcoming fear requires consistent effort. Facing what terrifies you repeatedly transforms anxiety into exhilaration and help you grow stronger and more confident.*
Around the same time, I was working towards another goal - joining the special forces in my country. I dedicated years of my life to that ambition, pouring everything I had into it. But just two months before I was set to graduate, I was kicked out of the programme, with no real explanation as to why. After all the hard work, the sacrifices, and the commitment, being rejected at the final hurdle was devastating. The frustration was immense. It felt like all my effort had been for nothing, and I was left questioning everything.
In the wake of that setback, I transitioned into working in governmental personal protection, providing security for the president of my country. It was a high-pressure job, demanding both mental and physical resilience. Although it was far from what I’d initially planned for myself, it taught me invaluable lessons about discipline, patience, and staying calm under pressure. But amidst all of this, I came to an important realisation. I began to understand that my happiness is not tied to external success or validation, it doesn’t come from what people might think of me. I didn’t need to rely on the approval of others to find fulfilment. Instead, I started to push my limits in ways that were meaningful to me - whether that was continuing to skydive, learning new skills, or setting personal challenges that allowed me to grow. I found joy in the process of self-improvement rather than just focusing on the end goal.
***Life Lesson:*** *Sometimes, despite your best efforts, things won’t go as planned. Rejection and setbacks can feel like a crushing blow, but they are also
[image] Health is Wealth! 🏥💖
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Discussion What are some habits successful people do?
When you're feeling low about your life and feel like you're at the bottom, how do you change ?
What are some things that someone who struggles socially, working and finding meaning in their life start ?
I've started small with getting outside more, cleaning up my room and attempting to be more honest with others.. Anything else to keep seriously in mind ?
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Text Embracing Resilience in the Face of Adversity
The idea of being a "winner" or a "loser" is something we all grapple with, but the reality is far more complex. Life isn’t just a series of clear-cut victories or defeats; it’s a constant, relentless grind where the lines between success and failure often blur. We all face moments of triumph and moments of crushing defeat. But what truly matters, what defines you, is how you respond to each challenge.When life knocks you down, it can feel like the world is against you. The weight of failure can be suffocating, making it easy to believe that you're on the losing side. But here's the truth: losing is a part of the journey, not its conclusion. Every setback, every stumble, is an opportunity. It’s a chance to rise stronger, to learn, to grow. A winner isn’t someone who never experiences defeat; a winner is someone who refuses to be defeated by it.The grind of life is brutal. It tests you, pushes you to your limits, and forces you to confront your deepest fears. But it’s within this grind, in those moments when you feel like giving up, that your true character is revealed. Every obstacle you overcome, every challenge you face, isn’t just a hurdle—it’s a forge, shaping you into something stronger, more resilient. It’s in this relentless struggle that the essence of a winner emerges.Winners are forged in the fire of adversity. They don’t avoid failure; they embrace it. They see every loss not as a reflection of their worth, but as a stepping stone toward something greater. They understand that life isn’t about the tally of wins and losses, but about the courage to keep fighting, to keep pushing forward, no matter how many times they fall. And each time they rise, they rise with more wisdom, more strength, more determination.It’s easy to let fear of failure hold you back, to let it paralyze you. But the truth is, the more you focus on your losses, the more they will define you. If you allow failure to be the end of your story, then yes, losing might seem to surface more often. But if you choose to stand up, to face the grind head-on, and to keep striving no matter what, then the qualities that define a true winner—resilience, persistence, and an unyielding will to succeed—will become the dominant forces in your life.This journey isn’t about how many times you win or lose. It’s about your relentless pursuit of growth, your refusal to give up, your determination to keep moving forward, no matter how tough the road gets. That’s where real success lies. It’s in the fire of your struggles, in the grind of life, where you truly find out who you are—and where you discover that winning is not about never losing, but about never staying down.And when life seems to have you cornered, remember the words from The Martian: "This is how I end. You can either accept that, or get to work." The choice is always yours. Get to work, rise again, and let your resilience surface as the true measure of your success
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I feel like i have to offer something to others in order for them to care about me, otherwise why would they care? Text
I base my worth on others reactions to my actions or words, and most of the time im getting one word replies, or its always one sided relationships or friendships to the point where it feels like no one is interested or cares or likes me, and this makes me feel worthless, unlikeable, unlovable, not good enough, and that my efforts arent good enough to make them interested
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[Image] Keep Moving Forward, No Matter the Time....
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[Discussion] Eating in public ALONE is a whole new level of CONFIDENCE
Exactly THESE are the situations we NEED TO SEEK in order to PREPARE us for the things we really want.
* speaking up when you feel like it
* talking to that cute girl
* ending your relationship
* talking truthfully about what's going on inside of you
* quitting your job
* asking for what you need
* saying no to people
* telling this person what he/she really means to you
but instead we...
* keep checking the phone
* swallow our thoughts
* have imaginary conversations that aren't going to happen
* give others the fault for our misery
* keep abusing alcohol
* won't find meaningful relationships
* keep lying to ourselves
Here are 10 simple ways to normalize engaging with fear:
1. go to the cinema and watch a movie alone
2. tell somebody in your life that you're happy to have them (now)
3. apologize for something that keeps haunting you
4. write down what you are going to achieve tomorrow
5. write a thank you note for somebody
6. say "no thank you" to somebody tomorrow
7. write on a post-it that "Happiness is a Decision" and hang it on your mirror
8. write an email on "futureme" to yourself
9. declutter and give away 5 things
10. do not touch your phone for the first 30 minutes of your day
When you start feeling comfortable, try new things. Always stay engaged with your fear.
What else would you add to this list?
K
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Discussion How I finally turned my fitness journey around after years of failure
For most of my life, I’ve been caught in this frustrating cycle: start a new fitness plan, hit the gym hard for a few weeks, and then, like clockwork, I’d lose momentum and fall back into old habits. It didn’t matter how much I researched the best workout routines or how many diets I tried—I’d always find myself back at square one.
I’m 35 now, and it feels like I’ve spent more than half my life trying to figure out why I couldn’t stick with it. The advice was always the same: “Just stay disciplined,” “Set SMART goals,” “Find your motivation.” And yeah, I’d be motivated—at first. But then life would get in the way, and I’d end up feeling like a failure for not following through. The cycle of guilt and frustration felt never-ending.
But something shifted for me this year, and it wasn’t because I discovered some groundbreaking fitness routine or diet. It was because I realized that I didn’t need more motivation—I needed real accountability. I stopped putting all the pressure on myself and started finding ways to stay accountable to others.
It wasn’t easy to admit that I couldn’t do this alone. For years, I convinced myself that fitness was a solo journey, that relying on others made me weak. But once I let go of that toxic mindset, everything started to change. I began to see progress—not just in how I looked, but in how I felt. I was more energized, more consistent, and for the first time, I actually enjoyed working out.
It’s crazy how something so simple made such a big difference. I think we’re all conditioned to believe that fitness success is about willpower and discipline, but what if it’s more about connection and accountability? What if we’re meant to do this together, instead of struggling alone?
I know this might sound cliché, but finding a way to stay accountable has been the single most transformative thing in my fitness journey. I stopped listening to all the conventional advice that wasn’t working for me and started focusing on what really mattered: showing up not just for myself, but for others too. It’s a mindset shift that’s changed everything.
Has anyone else experienced this? I’m curious to hear if accountability has been a game-changer for others too.
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discussionHow do you learn to do hard things and push yourself?
I just feel like I'm not pushing myself hard enough and I'm not even doing the hard things that I know I should be. It just feels like I am procrastinating and always trying to find the easy way out or whatever is easy. And I understand this will not create growth and resilience. But everything's teenage years. I have always been living this way and I have never tried hard for anything.
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STORYSharing My Journey to Self Well-Being
Introduction to My Journey In November 2022, an ordinary chore at home led to an extraordinary twist in my life’s story. A minor incident, which I initially brushed off as a sprained wrist, revealed a severed ligament. This discovery was more than a mere physical injury; it was a pivotal moment that steered my life onto a completely new course. As a chef who relied on his right hand, this injury wasn't just a setback; it struck at the essence of my professional identity and livelihood.
The journey started when my wife Kelly and I, seeking a new chapter, moved to Yellowstone National Park in 2017. By 2020, we found ourselves in Bozeman, MT, a city vibrant with life and opportunities, yet not without its challenges, particularly the high cost of living.
Overcoming Challenges Following the injury, my life became a series of significant challenges. I found myself in desperate need of work that didn’t rely on my wrist’s functionality. This quest led me to a role as a Patient Safety Companion, which, while a lifeline, came with its own set of difficulties: demanding 12-hour shifts spread across four days each week, adding to my financial and physical strain.
This period was further complicated by contracting COVID-19, resulting in a delayed surgery for my wrist. However, amidst these hardships, a moment of joy shone through – my wedding in March 2023, a much-needed reprieve and a celebration of love in the midst of life’s trials.
April 2023 brought the long-awaited surgery, followed by a dedicated period of recovery and rehabilitation. It was a time of physical healing and emotional introspection.
A Turning Point A significant turning point occurred when my employer, failing to deliver on promised raises, prompted me to reevaluate my career path. This introspection led me to discover 'Launch You', marking a decisive shift towards seeking alternative sources of income and a new direction in my professional journey.
Rediscovery and Growth This transition reignited my journey of self-discovery. I found solace and strength in meditation, visualization, and goal-setting. These practices became the tools for my gradual rebuilding, allowing me to connect with a supportive community and redefine my purpose.
Lessons Learned This experience has been a profound teacher. It taught me the power of choice in every situation, the value of patience, and the importance of building a solid foundation for the future. I learned that often, the toughest critic is the one within us.
Transformation and Renewal Today, I stand transformed. The reduction in stress and the adoption of a happier, more self-aware lifestyle mark a significant change in my life. I've learned to apply discipline in even the smallest aspects of my existence, a testament to the profound impact of this journey.
Sharing the Journey My belief in the inherent potential within each person has only grown stronger. Through sharing my story, I aspire to guide others on their transformative paths, helping them unlock their truest potential.
Reflective Summary and Looking Ahead Reflecting on this journey, I see a narrative woven with resilience, transformation, and learning. The challenges I faced, both physical and emotional, have culminated in a period of immense personal growth.
Looking forward, I am filled with optimism and a desire to share the insights I’ve gained. These lessons are not just personal victories but are tools I wish to pass on, aiding others in navigating their paths and realizing their potential.
I extend an invitation to you, the reader, to embark on this transformative journey with me. Let my experiences illuminate the path, showing that challenges are indeed opportunities for growth and fulfillment. Together, let's step into a journey of self-discovery, well-being, and the realization of our deepest potentials.
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[Image] Earn the Best Things in Life: Fitness, Calm, and Love...
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Let's Get It Today! [image]
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Discussion Jacquelinemae A. Rudd said: "Teamwork is the long word for success." What's your take on the teamwork? What do you think you could do to promote teamwork? Do you have good/bad experiences with teamwork?
Reflecting on the wisdom of the above quote, I feel energised, realising that I can conquer challenges and soar to new heights with my family, friends, team, and stakeholders.
For me, the first step is to find a common goal and share it with everyone. When goals are shared, the journey to success is more rewarding and less daunting. It allows me to harness the power of teamwork and make extraordinary things happen together!
How do you make your day today filled with collaboration and shared victories?
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discussion is it true that if you don't help yourself nobody will ?
Fear is a silent killer, and it has harmed my life in many ways
Social fear, fear of self, fear of speaking, fear of taking risks. The more you are afraid, the more you will suffer in EVERY ASPECT of life. It’s actually wild how much failure and mental torment is a result of fear. I am all of those things (afraid), and I am specifically trying to make myself less fearful and more confident.
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opportunities to reassess and redirect your path. Adapting to new circumstances reveals strengths you didn’t know you had. Embracing unexpected outcomes provides valuable life skills and opens doors to new opportunities. Also, true happiness comes from within. Finding fulfilment in personal growth and self-improvement is truly satisfying, while seeking external validation is not.*
I’m sharing this because I know how easy it is to let fear, frustration, or rejection break you. But it doesn’t have to. You can transform those emotions into something powerful. You can use fear as fuel, push through the pain of failure, and learn to find peace within yourself. I’m still pushing myself every day, but now, I do it for me - not for anyone else. Whatever you’re going through, know that you can emerge from it stronger. Falling down doesn’t mean it’s the end. Sometimes it’s the beginning of something new. You are capable of far more than you realise, and often, it just takes one brave step to start moving forward again.
Currently, I’m pursuing a new goal - studying law. It’s a different path from where I started, with very different challenges, but it is one that excites me and aligns with my desire to create a meaningful impact. This new challenge is helping me to further my personal and professional development and is reinforcing the idea that learning and growth are lifelong journeys.
***Life lesson:*** *It’s never too late to embark on a new journey. Embracing new challenges and opportunities for growth enrich your life and bring you closer to discovering your new purpose.*
**Stay strong, keep pushing your limits, and never stop believing in yourself.**
*soar.*
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Discussion It's not LAZINESS: Why we procrastinate.
What's up, guys!
I’ve been keeping myself busy for a while, reflecting on why we procrastinate, and I’ve discovered something interesting about myself.
It’s not laziness that makes me procrastinate - not at all.
What really causes me to delay what I need to do, and even what I want to do, is this little habit of trying to avoid emotional discomfort.
Looking back, it was mostly either:
Overwhelm, or
The fear of failure (especially rejection),
that led me to procrastinate.
But what is overwhelm, really?
For me it’s when I feel completely buried by tasks, responsibilities, or emotions. It’s that point where everything seems to pile up at once, and no matter what I do, it feels like I can’t keep up.
My mind gets scattered, making it hard to focus or even know where to begin. Instead of making progress, I end up stuck, stressed, and mentally exhausted - just trying to manage the load. And all of this happens before I even start anything. Just wow, haha.
Here’s a timeline of my life:
At age 7, I gave up on learning the guitar because I didn’t know how to do it.
At age 9, I never stood up to my bully out of fear of failure.
At age 12, I started delaying my studies because nobody taught me how to manage a workload properly (I think this is a big blind spot in schools).
At age 14, I didn’t ask out my crush because I was too afraid of being rejected.
At age 17, I kept putting off practicing for my driver’s license because I had failed twice already (I did manage to pass on the third try).
At age 19, I delayed working on my traumas because I didn’t know I had them, and there were just too many fronts to fight on. And at age 24... I had my first real crisis—early signs of depression. My shoulders felt heavy. My head hung low. I was tired, even though I slept enough. I cried, even though I didn’t know why. It was all just too much.
After a few therapy sessions, a new chapter of my life emerged.
It was the first time I started making lists of the things that were slowly tearing me apart and the things I wanted to achieve before that happened. I began to open up. Step by step, I started addressing some of the issues and trying to resolve them. I tried everything
Forgiving people. Forgiving myself. Visiting places. Apologizing. Starting a new hobby. Getting rid of my TV. Saying goodbye to certain friends (& foods). Moving away from home.
And even though I never intended to write about all of this (just a little about procrastination), here I am, sitting with tears in my eyes, grateful for how things have turned out.
It was this constant avoidance and belief that I had to be tough and everything had to be done as it came. It made me a master at delaying anything that put even a little pressure on me.
But all I really needed to do was to engage with things step by step, with some kind of plan. It could have been that easy...
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Discussion Stephen Covey: "Dependent people need others to get what they want. Independent people can get what they want through their own efforts. Interdependent people combine their own efforts with the efforts of others to achieve their greatest success." What's your way to interdependent?
I absolutely loved the quote when I read it and reflected on it this morning. It sets the tone of becoming interdependent which should be the ultimate aim to make our world a better place. While I am taking stock of my act of being dependent, independent and interdependent, it would be great to learn and strengthen our understanding with sharing insights and experiences.
https://redd.it/1excdif
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Discussion How to Overcome Deficiencies and Design a Better Life Machine
In Principles, Ray Dalio talks about your “Two Yous and Your Machine.”
He says, “Think of yourself as a machine operating within a machine, and know that you can alter your machines to produce better outcomes.”
Imagine you’re passionate about teaching guitar. You dream of making a full-time income from it, but you believe the market is too saturated. So, you settle for just a few local students.
This belief is a deficiency—it limits how you design your life machine. If you believed differently, you’d design a machine to achieve your true goal.
But overcoming a belief deficiency isn’t enough. What if you lack the work ethic to execute your plan? Or the marketing skills to attract clients? These are trait and skill deficiencies that can cripple even the best-designed machine.
So, how do you uncover and fix these deficiencies?
1. Know Where You’re Headed: Define specific, clear outcomes. For example, instead of saying “I want to make money online,” say “I want to earn $200,000 per year from an online course in early childhood care.” The clearer your goal, the easier it is to spot bottlenecks.
2. Be Ruthlessly Honest About Where You Are: If you haven’t achieved your goal, it’s because there’s a deficiency somewhere. Maybe you lack the marketing know-how or the discipline to follow through. Identify it, accept it, and work on it.
The key takeaway? Design your machine with precision, work on it relentlessly, and be honest about your shortcomings. That’s how you build a life machine that works for you.
https://redd.it/1ex214a
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Discussion My Life After 1 Year of Being Consistent and Hardworking
Let’s just say that I was a below average student, I used to drift the life as I wanted, I used to play Prince of Persia for god knows how many hours, I used to scroll Facebook for ungodly amount of time, studying you ask, nahh, who does that, working out, nahh it’s for people who are weird, soon life showed me what I was doing to myself and how much of a downhill my journey is going to be if I were to go on this path for some more time.
I FAILED my 8th grade, my family was a total WREK, I didn’t anticipate this situation in my wildest dreams, getting a lower grade was all that I had worked with all this time, but this was a much lower level I went to, an all-time low, it is what I call Manhole Fall, a fall so deep and nasty that it forces you to question what the fuck you actually did all this time to end up in this situation
I was sad, really sad but my family supported me, they scolded me but never left me alone to rot in my own shit, they helped me out, my father tutored me in mathematics after his day job, I quit my phone altogether, gave up Clash of Clans, PoP and Facebook.
Studied with all my willpower and focus, it was at this time that I also started mindfulness practice, which helped me immensely and I have also shared my own schedule in my bio for free,
Worked like a dog whole day and got free 11 at night, every day. It was November, I still remember, my school gave me another chance to give my mathematics paper while holding my promotion to next class, not failing me. It used to get cold at evenings, and I was prone to sleeping while studying, so I used to take off my jacket and walk on my roof, trying to remember all that I had studied that day, revising and answering the questions and formulas until I remembered them like back of my hand.
The D-day came and I was standing in line, I remember the faces of kids who never used to study, the kind of kids in every class that do everything except studying- they asked me,
“What are you doing here? Were you also like us all this time, *laughs*, why pretend like you study when in fact you’re just a failure like us”- It stung me deep, I hated those kids and never wanted to be like them, but here I was standing shoulder to shoulder with these people, I was ASAHMED
The paper began and I had practiced so much that I remembered the pattern and some questions as a whole- Needless to say I passed with flying colors and was promoted to next grade, it was the happiest winter of my life, I learned life lessons and developed mindfulness practices, It’s been 10 years since and not a day has passed when I don’t remember that situation I got myself in, it’s what keeps me in line with my goals, my ambitions
It’s what keeps the fire in me alive every day, remember, never to let that fire extinguish, I’ve had so many experiences since then where people have given me life changing opportunities just because they saw that hunger and fire inside me.
Somethings to keep in mind everyday: -
1. Remember your purpose, and adjust your day according to it
2. Make deadlines and follow them strictly, follow the 80/20 rule
3. If you get time, practice meditating, it changes your perspective of world, and your concentration becomes better than ever
4. Stop making excuses, its either your success or your excuses who no one is interested in
>“Be like water my friend”- Bruce Lee
Work Hard every day, make your parents proud, become what you want to become
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Discussion What is the cutest form of kindness you have experienced yourself or in significant others?
I would love to hear and learn about your experience of receiving or or showing kindness to others.
https://redd.it/1ewrvcl
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Text Feeling like you have little worth?
Keep reminding yourself.
Recital. Rectal.
i can make a big difference.
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You might be surprised how easy it is to save for retirement... Seriously, start YESTERDAY! Discussion
I wanted to see what my monthly IRA contributions would eventually be worth, so I began entering numbers into a Roth IRA calculator tool.
I even landed at the magic number to contribute each month: $139
_______________________________________
I arrived at this number for one simple reason: Robinhood's 3% IRA matching. I'll explain...
First off, In order to qualify for the matching, you need to be a Robinhood Gold member, but you won't be paying for that membership...
Gold comes with a few other perks that I won't get into here, but they are well worth the "cost" of $50/year. So that's $4.17/month. (that you won't be paying)
With all this in mind, I simply determined what $4.17 is three percent of...
By doing this, I determined that the optimal monthly contribution for a Robinhood Gold IRA is $139/month (or more).
At this amount (or more), the membership cost is not only covered, it becomes equity. (i.e. you are only paying yourself that $4.17/month.)
Plus, you now have an incentive for a dedicated minimum retirement savings plan.
**P.S. Robinhood is also about to release a 3% cashback on everything credit card only for their Gold members that I'm extremelyyy excited about: https://robinhood.com/creditcard?referral\_code=e7d61310
____________________________________________________________________
So how much will that $139/month make me?
You should always assume that your retirement accounts may only earn you an average of 7-10% per year. So, with that figure in mind, let's use a tool to do the math for this conservative estimate...
https://www.calculator.net/roth-ira-calculator.ht
not bad...
Now, let's see what a better-performing (but still reasonable) 10% average annual return could net that same 20-year-old:
I mean, wow... Right?
And what if we doubled the monthly contribution:
Holy fucking shit!
You see, THIS is what those assholes are talking about when they say that your Starbucks habit is what's keeping you poor. Although I still think it's an arrogant and oversimplified answer to give to people who are struggling, as you can see, there is still a decent shred of logic behind their statements...
https://redd.it/1ewgbc4
@r_getmotivated
Discussion Why am I brought into this world?
Why am I brought into this world?
I have been a sucker all my life . All my life i sucked at everything. There is not a single thing in my life I’m proud of . I suck at making friends, social skills , i failed as a son , i failed as a student, I’m not passionate about anything, i have no goals , i clearly have no talent at anything , i tried out different things and i sucked at them all . All i am is a dumbass good person who is fkin kind for no reason . I don’t want to spend my next years doing a 9-5 job. I tried to find wtf am I interested in or have talent in , i clearly am a loser at everything. I am just a living deadbody. I see people daily , some are good singers, musicians , artists, good at studies or something or fking other . Atleast people have good friends or family and great memories. Why did god bring me into this world, when does this misery end? I want to be good at something.
https://redd.it/1ew74ey
@r_getmotivated
Ready, Set, LEAP! 🦸♂️💥 [Text]
https://redd.it/1ew0ed5
@r_getmotivated
Discussion Andrew Jackson — "One man with courage is a majority."
Do you agree that courage is the voice that turns whispers into roars and dreams into reality? Do you Have a Courage Story? Hit Reply and Inspire Others!
I was offered a senior executive role without any time to think and decide. When I shared my inability, the person at the other end said, "Walk like a senior executive, talk like a senior executive, think like a senior executive, and you are a senior executive."
This helped me become one of the youngest senior executives in the corporate world in India. What's your story of courage?
https://redd.it/1evwoav
@r_getmotivated
